Updated 2026
Travel Cards Worth Paying For
Ranked by what you actually get — lounge access, air miles, and transfer partners that are worth using. Not by who pays us the most.
Annual Fee
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Showing 8 of 8 cards
HDFC Infinia Metal
SponsoredHDFC Bank · Visa
Annual Fee
₹12,500
Reward Rate
5X
Lounge
∞6
✓Unlimited domestic lounge access
✓6 international lounge visits/quarter
✓5X points on dining & travel
✓Club Marriott membership
HDFC Diners Club Black
HDFC Bank · Diners Club
Annual Fee
₹10,000
Reward Rate
5X
Lounge
∞6
✓5X points on travel & dining
✓Unlimited lounge access
✓Golf game access
✓10X rewards on SmartBuy
✓4X reward points
✓12 domestic lounge visits/year
✓3 international lounge visits/year
✓Priority Pass membership
✓12X EDGE points on premium categories
✓35X points on Axis Travel EDGE
✓8 domestic lounge visits/quarter
✓Complimentary golf access
✓10X miles on travel spends
✓8 domestic lounge visits/quarter
✓4 international lounge visits/quarter
✓6 airline transfer partners
✓10X MR points on IndiGo
✓5X on travel bookings
✓Taj hotels Epicure membership
✓8 domestic lounge visits/year
✓Unlimited domestic lounge access
✓4 international lounge visits/quarter
✓Golf game on landmark spends
✓Air accident insurance ₹3Cr
✓Zero forex markup fee
✓10X miles on international spends
✓8 domestic lounge visits
✓2 international lounge visits
