HDFC Marriott Bonvoy credit card

HDFC Marriott Bonvoy

HDFC Bank · Visa

HDFC Marriott Bonvoy card offers accelerated Marriott Bonvoy points earning and hotel stay benefits.

Annual Fee

₹3,000

Joining Fee

₹3,000

Base Reward Rate

4X

₹0.5/pt

Min CIBIL

700

₹6L+ income

Key Features

Earn Marriott Bonvoy points on every rupee spent in India
8 Bonvoy points per ₹150 at Marriott properties worldwide
4 Bonvoy points per ₹150 on travel and dining
2 Bonvoy points per ₹150 on all other spends
Complimentary Silver Elite status on activation
Annual Free Night Award on 15 qualifying nights
Transfer points to 40+ airline programmes
Access to 8,000+ Marriott properties in 130+ countries

Welcome Benefits

✓

Complimentary Silver Elite Status

Automatic Silver Elite from day one — 10% bonus points, priority late checkout, dedicated member line

✓

3,000 Bonus Bonvoy Points

Earn 3,000 bonus Marriott Bonvoy points on first eligible transaction within 90 days

Reward Rates by Category

Dining

5X

Travel

8X

Online

4X

Shopping

4X

Grocery

3X

Fuel

1X

Utilities

1X

Other

4X

Partner Earn Rates

PartnerCategoryEarn Rate
Marriott HotelsHotels8X
Airlines & TravelTravel4X
RestaurantsDining4X

Milestone Benefits

₹6.0 L

Free Night Award

Earn 15 Marriott qualifying nights in a year to get a Free Night Award (up to 35,000 pts/night)

Annual

₹10.0 L

Gold Elite Status Upgrade

Spend ₹10 lakhs to upgrade to Gold Elite with room upgrades and enhanced benefits

Annual

Airport Lounge Access

Domestic

4 visits/year

International

2 visits/year

Insurance & Protection

Overseas Travel Insurance

Medical, trip cancellation and baggage loss on international travel booked on card

Comprehensive

Purchase Protection

Covers theft or damage within 90 days

Up to ₹1 Lakh

Zero Liability

Report card loss promptly

100% fraudulent charges

Pros

  • Accelerated Marriott Bonvoy points
  • Complimentary hotel nights
  • Elite status fast-track
  • Transfer points to Marriott 1:1
  • Good for hotel loyalty

Cons

  • Limited to Marriott ecosystem
  • Annual fee not waived
  • Best value only for frequent hotel guests

Frequently Asked Questions

How do I earn Bonvoy points?+
8 per ₹150 at Marriott hotels, 4 on travel and dining, 2 on everything else.
What status on activation?+
Automatic Silver Elite — 10% bonus points on stays, late checkout, dedicated helpline.
Can I transfer to airline miles?+
Yes — to 40+ airlines at 3:1 ratio, with 5,000 mile bonus every 60,000 points transferred.
Annual fee?+
₹3,000. Worth it for regular Marriott guests or those using points for airline transfers.
How to earn the Free Night Award?+
Stay 15 qualifying nights at Marriott in a calendar year. Award redeemable at hotels up to 35,000 points/night.

Ready to apply?

Apply on the HDFC Bank website. Usually takes 10 minutes.

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HDFC Marriott Bonvoy

₹3,000/yr · 4X rewards