Wealth Building

Start investing in mutual funds

Whether you're a first-time investor or looking to optimise your portfolio, mutual funds offer one of the best paths to long-term wealth creation.

Why Mutual Funds

Four reasons to start today

📈
Power of Compounding
Your returns earn returns. Even modest monthly investments can grow into massive wealth over 15-20 years.
💎
Rupee Cost Averaging
With SIP, you buy more units when prices are low and fewer when high — automatically averaging your cost.
🏦
Tax Benefits
ELSS mutual funds offer up to Rs. 1.5 lakh tax deduction under Section 80C with just 3-year lock-in.
🌐
Diversification
Spread your risk across hundreds of stocks, bonds, and sectors — even with investments as low as Rs. 500/month.
Real Numbers

See how your money can grow

SIP of Rs. 10,000/month for 15 years
Invested
Rs. 18,00,000
Value
Rs. 50,45,760
Growth
2.8x
Your money nearly tripled through the power of compounding and discipline.
*Assumes 12% annual returns. Past returns do not guarantee future performance.
Lumpsum of Rs. 5,00,000 for 20 years
Invested
Rs. 5,00,000
Value
Rs. 48,23,145
Growth
9.6x
A single investment grew nearly 10x over two decades — patience pays.
*Assumes 12% annual returns. Past returns do not guarantee future performance.
SIP of Rs. 25,000/month for 10 years
Invested
Rs. 30,00,000
Value
Rs. 58,07,589
Growth
1.9x
Higher SIPs accelerate wealth creation even in shorter time frames.
*Assumes 12% annual returns. Past returns do not guarantee future performance.
Investment Modes

Choose how you want to invest

🔄
SIP (Systematic Investment Plan)
Invest a fixed amount monthly. Perfect for salaried individuals who want to build wealth gradually.
💰
Lumpsum Investment
Invest a large amount at once. Ideal when you have surplus cash from a bonus, inheritance, or sale.
📊
SWP (Systematic Withdrawal Plan)
Withdraw a fixed amount regularly from your investments. Great for generating monthly income post-retirement.

Frequently Asked Questions

What is SIP and how does it work?

SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. It helps build wealth through rupee cost averaging and the power of compounding. You can start with as low as Rs. 500/month.

Are mutual fund returns guaranteed?

No, mutual fund returns are subject to market risks and are not guaranteed. However, historically, equity mutual funds have delivered 12-15% CAGR over 10+ year periods in India, outperforming most other asset classes.

What is ELSS and how does it save tax?

ELSS (Equity Linked Savings Scheme) is a tax-saving mutual fund that offers deduction up to Rs. 1.5 lakh under Section 80C of the Income Tax Act. It has the shortest lock-in of just 3 years among all 80C investments.

Should I invest lumpsum or through SIP?

SIP is ideal for regular income earners as it averages out market volatility. Lumpsum works well when markets are undervalued or you receive a bonus/inheritance. Many investors use both strategies for optimal results.

Start your investment journey

Share your goals and our mutual fund advisors will create a personalised plan for you.

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