Axis Select credit card

Axis Select

Axis Bank · Visa

Axis Select card offers dining and shopping perks with a good balance of rewards and lifestyle benefits.

Annual Fee

₹3,000

Waived at ₹3.0L spend

Joining Fee

₹3,000

Base Reward Rate

3X

₹0.5/pt

Min CIBIL

700

₹6L+ income

Key Features

Mid-premium card with 10X EDGE Rewards on top spending categories
10X EDGE Rewards on travel, dining, grocery and entertainment
2X EDGE Rewards on all other online spends
1X EDGE Rewards on offline spends
4 complimentary domestic lounge visits per quarter
2 complimentary international lounge visits per year via Priority Pass
Annual fee waived on ₹6 lakh spend
Transfer EDGE Rewards to airline miles and hotel points

Welcome Benefits

✓

5,000 Bonus EDGE Rewards on First Spend

Earn 5,000 EDGE Rewards on your first transaction within 90 days of card activation

✓

Priority Pass Membership

Complimentary Priority Pass for international lounge access at 1,300+ airports worldwide

Reward Rates by Category

Dining

5X

Travel

4X

Online

5X

Shopping

5X

Grocery

4X

Fuel

1X

Utilities

1X

Other

3X

Partner Earn Rates

PartnerCategoryEarn Rate
MakeMyTrip / CleartripTravel10X
RestaurantsDining10X
BigBasket / GrofersGrocery10X
BookMyShowEntertainment10X

Milestone Benefits

₹6.0 L

Annual Fee Waiver + 10,000 EDGE Rewards

Spend ₹6 lakhs to waive the annual fee and earn 10,000 bonus EDGE Rewards

Annual

₹9.0 L

20,000 Bonus EDGE Rewards

Earn 20,000 bonus EDGE Rewards on crossing ₹9 lakh annual spend

Annual

Airport Lounge Access

Domestic

4 visits/year

International

2 visits/year

Insurance & Protection

Air Accident Cover

Travel booked on card

₹1 Crore

Overseas Medical Insurance

Emergency medical on international travel

USD 25,000

Purchase Protection

Purchases covered against theft/damage 90 days

Up to ₹1 Lakh

Zero Liability

Report loss promptly

100% fraudulent charges

Pros

  • Strong dining & shopping rewards
  • 4 domestic lounge visits/year
  • Dining discounts up to 20%
  • Fee waived at ₹3L spend
  • Movie ticket offers

Cons

  • Low base reward rate
  • Limited international lounge access
  • Moderate annual fee

Frequently Asked Questions

What earn rate on travel and dining?+
10X EDGE Rewards on travel, dining, grocery and entertainment — 4 of the top spending categories in one card.
Lounge access?+
4 complimentary domestic lounge visits per quarter, plus 2 international lounge visits per year via Priority Pass.
Annual fee?+
₹3,000. Waived on ₹6 lakh annual spend.
Can I transfer to airline miles?+
Yes — EDGE Rewards transfer to Air India, Singapore Airlines, British Airways, Emirates and hotel partners at competitive ratios.
How is Select different from Magnus?+
Magnus gives higher EDGE Miles earn (12X vs 10X), unlimited lounge access and higher milestone benefits — ideal for spends above ₹10–15 lakhs annually. Select is excellent at ₹4–8 lakh annual spend.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

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Axis Select

₹3,000/yr · 3X rewards