AU Zenith
AU Small Finance Bank · Visa
AU Zenith is a premium cashback card with auto-applied cashback and lounge access.
Annual Fee
₹4,999
Base Reward Rate
2X
Point Value
₹1/pt
Min CIBIL
700
Lounge Access
Domestic
8/year
International
2/year
Reward Rates by Category
Dining
4X
Travel
4X
Shopping
2X
Online
4X
Grocery
2X
Fuel
2X
Utilities
4X
Other
2X
Pros
- Auto cashback credited monthly
- 4% on dining & online
- 2% on all other spends
- 8 domestic lounge visits/year
- Fee waived at ₹8L spend
Cons
- AU Bank is smaller bank
- Lower international acceptance
- Cashback capped at ₹5,000/month
Redemption Options
Statement credit
Auto credited monthly₹1/pt
Ready to Apply?
Apply directly on the AU Small Finance Bank website. Takes about 10 minutes.
