Amex Reserve
American Express · Amex
Amex Reserve offers Accor Plus membership and premium travel perks for luxury travellers.
Annual Fee
₹12,000
Base Reward Rate
4X
Point Value
₹0.75/pt
Min CIBIL
750
Lounge Access
Domestic
Unlimited
International
6/year
Reward Rates by Category
Dining
8X
Travel
8X
Shopping
4X
Online
4X
Grocery
4X
Fuel
1X
Utilities
1X
Other
4X
Pros
- Complimentary Accor Plus membership
- Premium lounge access worldwide
- High reward rate on travel & dining
- Travel insurance coverage
- Taj InnerCircle membership
Cons
- High annual fee of ₹12,000
- Amex acceptance can be limited in India
- High income requirement
Ready to Apply?
Apply directly on the American Express website. Takes about 10 minutes.
