Federal Bank Scapia

Federal Bank Scapia

Federal Bank · Visa

Scapia is a zero-fee travel card with unlimited domestic and 4 international lounge visits — unmatched for a free card.

Annual Fee

Free

Base Reward Rate

1X

Point Value

₹0.25/pt

Min CIBIL

700

Lounge Access

Domestic

Unlimited

International

4/year

Reward Rates by Category

Dining

1X

Travel

1X

Shopping

1X

Online

1X

Grocery

1X

Fuel

1X

Utilities

1X

Other

1X

Pros

  • ZERO annual fee
  • Unlimited domestic lounge access
  • 4 international lounge visits/quarter
  • 1% cashback on all spends
  • No forex markup (1.5%)

Cons

  • 1% cashback is low
  • New brand, limited track record
  • Federal Bank limited branch network

Redemption Options

Direct cashback

Standard0.25/pt

Ready to Apply?

Apply directly on the Federal Bank website. Takes about 10 minutes.

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