Axis Horizon credit card

Axis Horizon

Axis Bank · Visa

Axis Horizon is a premium travel card that earns EDGE Miles on all spends with 1:1 transfer to airline partners and comprehensive travel insurance.

Annual Fee

₹3,000

Waived at ₹4.0L spend

Joining Fee

₹3,000

Base Reward Rate

4X

₹0.75/pt

Min CIBIL

730

₹7L+ income

Key Features

EDGE Miles card designed for frequent travellers
5 EDGE Miles per ₹100 on travel bookings (flights, hotels, car rentals)
2 EDGE Miles per ₹100 on dining and entertainment
1 EDGE Mile per ₹100 on all other spends
Transfer EDGE Miles to 10+ airline and hotel loyalty programmes
2 complimentary domestic lounge visits per quarter
Priority Pass for international lounge access
Zero fuel surcharge at all petrol pumps

Welcome Benefits

✓

5,000 Bonus EDGE Miles on First Spend

Earn 5,000 EDGE Miles on your first transaction within 90 days of card activation

✓

Priority Pass Membership

Complimentary Priority Pass giving access to 1,300+ airport business lounges worldwide

Reward Rates by Category

Dining

4X

Travel

8X

Online

4X

Shopping

3X

Grocery

3X

Fuel

1X

Utilities

1X

Other

3X

Partner Earn Rates

PartnerCategoryEarn Rate
MakeMyTripTravel5X
CleartripTravel5X
RestaurantsDining2X

Milestone Benefits

₹3.0 L

10,000 Bonus EDGE Miles

Earn 10,000 bonus EDGE Miles on ₹3 lakh annual spend

Annual

₹7.0 L

Annual Fee Waiver + 15,000 Miles

Spend ₹7 lakhs to waive the annual fee and earn 15,000 bonus EDGE Miles

Annual

Airport Lounge Access

Domestic

8 visits/year

International

4 visits/year

Insurance & Protection

Air Accident Cover

Travel tickets booked on card

₹1 Crore

Overseas Travel Insurance

Medical, baggage and trip cancellation on international travel

Comprehensive

Zero Liability

Report loss promptly

100% fraudulent charges

Pros

  • EDGE Miles on all spends
  • 1:1 transfer to airline partners
  • 8 domestic lounge visits/year
  • 4 international lounge visits/year
  • Comprehensive travel insurance

Cons

  • Annual fee of ₹3,000
  • Limited compared to ultra-premium cards
  • Fee waiver requires high spend

Frequently Asked Questions

How do EDGE Miles work?+
EDGE Miles are Axis Bank's travel currency — earn on spends, then transfer to 10+ airline and hotel programmes like Air India, Singapore Airlines, Marriott Bonvoy and more.
What earn rate on flights?+
5 EDGE Miles per ₹100 on all travel bookings — flights, hotels and car rentals.
Lounge access?+
2 complimentary domestic lounge visits per quarter plus Priority Pass for international lounges.
Annual fee?+
₹3,000. Waived on ₹7 lakh annual spend.
Which airlines can I transfer to?+
Air India, Singapore Airlines, British Airways, Emirates, Etihad, Air France/KLM and hotel partners like Marriott Bonvoy — check Axis Bank's current EDGE partner list.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

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Axis Horizon

₹3,000/yr · 4X rewards