Updated 2026

Fuel Cards That Cut Your Petrol Bill

Fuel surcharge waivers and reward points on petrol — here’s what’s actually worth carrying.

Annual Fee

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Showing 8 of 8 cards

SBI BPCL Octane

SBI BPCL Octane

SBI Card · Visa

fuel

Annual Fee

₹1,499

Reward Rate

3X

Lounge

40
View Details
13X rewards at BPCL fuel stations
1% fuel surcharge waiver
4 domestic lounge visits/year
Good earn rate on non-fuel spends
RBL IndianOil XTRA

RBL IndianOil XTRA

RBL Bank · Visa

fuel

Annual Fee

Free

Reward Rate

1X

Lounge

00
View Details
Zero annual fee — free for life
6X rewards at IndianOil
Fuel surcharge waiver
Good for daily commuters
IDFC HPCL Power+

IDFC HPCL Power+

IDFC FIRST Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
6X rewards at HPCL stations
Fuel surcharge waiver
Low annual fee
Fee waived at ₹1.5L spend
ICICI HPCL Super Saver

ICICI HPCL Super Saver

ICICI Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
6X rewards at HPCL stations
Utility bill cashback
Fuel surcharge waiver
Fee waived at ₹1.5L spend
Axis IndianOil

Axis IndianOil

Axis Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
6X rewards at IndianOil
Fuel surcharge waiver
Low annual fee
Fee waived at ₹1.5L spend
SBI BPCL

SBI BPCL

SBI Card · Visa

fuel

Annual Fee

₹499

Reward Rate

3X

Lounge

00
View Details
4.25% value back at BPCL pumps
Fuel surcharge waiver
Annual fee waived at ₹50K spend
Points on groceries and dining
HDFC Indian Oil

HDFC Indian Oil

HDFC Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

3X

Lounge

00
View Details
5% value back at IndianOil pumps
Fuel surcharge waiver
Annual fee waived on spend
Points on groceries and dining
RBL Indian Oil

RBL Indian Oil

RBL Bank · Mastercard

fuel

Annual Fee

₹500

Reward Rate

3X

Lounge

00
View Details
Accelerated rewards at IOCL pumps
Fuel surcharge waiver
Annual fee waived on spend
Points on all other spends