Updated 2026

Fuel Cards That Cut Your Petrol Bill

Fuel surcharge waivers and reward points on petrol — here’s what’s actually worth carrying.

Annual Fee

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Showing 8 of 8 cards

SBI BPCL Octane

SBI BPCL Octane

SBI Card · Visa

fuel

Annual Fee

₹1,499

Reward Rate

3X

Lounge

40
View Details
✓13X rewards at BPCL fuel stations
✓1% fuel surcharge waiver
✓4 domestic lounge visits/year
✓Good earn rate on non-fuel spends
RBL IndianOil XTRA

RBL IndianOil XTRA

RBL Bank · Visa

fuel

Annual Fee

Free

Reward Rate

1X

Lounge

00
View Details
✓Zero annual fee — free for life
✓6X rewards at IndianOil
✓Fuel surcharge waiver
✓Good for daily commuters
IDFC HPCL Power+

IDFC HPCL Power+

IDFC FIRST Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
✓6X rewards at HPCL stations
✓Fuel surcharge waiver
✓Low annual fee
✓Fee waived at ₹1.5L spend
ICICI HPCL Super Saver

ICICI HPCL Super Saver

ICICI Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
✓6X rewards at HPCL stations
✓Utility bill cashback
✓Fuel surcharge waiver
✓Fee waived at ₹1.5L spend
Axis IndianOil

Axis IndianOil

Axis Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
✓6X rewards at IndianOil
✓Fuel surcharge waiver
✓Low annual fee
✓Fee waived at ₹1.5L spend
SBI BPCL

SBI BPCL

SBI Card · Visa

fuel

Annual Fee

₹499

Reward Rate

3X

Lounge

00
View Details
✓4.25% value back at BPCL pumps
✓Fuel surcharge waiver
✓Annual fee waived at ₹50K spend
✓Points on groceries and dining
HDFC Indian Oil

HDFC Indian Oil

HDFC Bank · Visa

fuel

Annual Fee

₹500

Reward Rate

3X

Lounge

00
View Details
✓5% value back at IndianOil pumps
✓Fuel surcharge waiver
✓Annual fee waived on spend
✓Points on groceries and dining
RBL Indian Oil

RBL Indian Oil

RBL Bank · Mastercard

fuel

Annual Fee

₹500

Reward Rate

3X

Lounge

00
View Details
✓Accelerated rewards at IOCL pumps
✓Fuel surcharge waiver
✓Annual fee waived on spend
✓Points on all other spends