Club Vistara IDFC FIRST credit card

Club Vistara IDFC FIRST

IDFC FIRST Bank · Visa

Club Vistara IDFC FIRST card earns accelerated Vistara CV Points on every spend with complimentary flight vouchers.

Annual Fee

₹4,999

Joining Fee

₹4,999

Base Reward Rate

2X

₹0.8/pt

Min CIBIL

700

₹6L+ income

Key Features

Co-branded with Vistara (now Air India) and IDFC FIRST Bank
Earn Club Vistara / Air India miles on all spends
Complimentary upgrade vouchers annually
Complimentary Club Vistara Silver / Air India Silver tier
4 complimentary domestic lounge visits per quarter
Zero annual fee card (LTF) with airline cobranded benefits
Never-expiring reward points
Fuel surcharge waiver

Welcome Benefits

✓

Complimentary Cabin Upgrade Voucher

Receive a complimentary cabin upgrade voucher on activation — upgrade to Premium Economy or Business Class on Vistara / Air India flights

✓

Club Vistara / Air India Silver Status

Automatic Silver tier membership with priority check-in, extra baggage and milestone benefits

Reward Rates by Category

Dining

4X

Travel

8X

Online

2X

Shopping

2X

Grocery

2X

Fuel

1X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
Vistara / Air IndiaAirlines4X
DiningDining2X
EntertainmentEntertainment2X

Milestone Benefits

₹3.0 L

Upgrade Voucher + Bonus Miles

Earn an upgrade voucher and bonus miles on spending ₹3 lakhs annually

Annual

₹6.0 L

2 Upgrade Vouchers + 10,000 Miles

Earn 2 upgrade vouchers and 10,000 bonus miles on ₹6 lakh annual spend

Annual

Airport Lounge Access

Domestic

4 visits/year

International

0 visits/year

Insurance & Protection

Air Accident Cover

When travel booked on card

₹1 Crore

Overseas Travel Insurance

Medical, baggage and trip cancellation

Comprehensive

Zero Liability

Report promptly

100% fraudulent charges

Pros

  • 8X on Vistara bookings
  • 4X on dining
  • Free Vistara voucher on milestones
  • Club Vistara Silver status
  • 4 domestic lounge visits

Cons

  • Useful mainly for Vistara flyers
  • Rs 4,999 annual fee
  • Limited non-travel rewards

Redemption Options

Vistara flights

Good₹0.8/pt

Vistara upgrades

Good₹0.8/pt

Transfer Partners

Club Vistara

1:1

Frequently Asked Questions

What happened to Vistara — is this card active?+
Vistara merged with Air India in November 2024. This card now earns Air India Flying Returns miles. Check IDFC FIRST Bank for latest programme details.
What earn on flights?+
4X miles on Vistara / Air India bookings — highest earn rate on this card.
Is the card lifetime free?+
Yes — zero annual fee forever, making it one of the best airline co-branded LTF cards in India.
Lounge access?+
4 complimentary domestic lounge visits per quarter.
What airline status?+
Complimentary Club Vistara / Air India Silver with priority check-in and extra baggage on eligible flights.

Ready to apply?

Apply on the IDFC FIRST Bank website. Usually takes 10 minutes.

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Club Vistara IDFC FIRST

₹4,999/yr · 2X rewards