Axis Atlas credit card

Axis Atlas

Sponsored

Axis Bank · Visa

Axis Atlas is a mid-premium travel card with a tiered earn structure — Silver, Gold and Platinum based on annual spend. The Rs.5,000 annual fee is waived at Rs.7.5 Lakh spend, and the EDGE Miles system with transfer partners makes it a solid aspirational travel card for Rs.6-15L annual spenders who want miles without the Axis Magnus fee.

Annual Fee

₹5,000

Waived at ₹7.5L spend

Joining Fee

₹5,000

Base Reward Rate

5X

₹0.5/pt

Min CIBIL

720

₹8L+ income

Key Features

12 EDGE Miles per Rs.200 on travel bookings
5 EDGE Miles per Rs.200 on all other spends
Annual fee waived at Rs.7.5 Lakh spend
Tier milestones: Silver (Rs.2.5L), Gold (Rs.5L), Platinum (Rs.7.5L)
Transfer to Singapore KrisFlyer, Air India, Marriott Bonvoy
Welcome bonus: 5,000 EDGE Miles
Priority Pass lounge access (quarterly allowance)

Welcome Benefits

✓

5,000 EDGE Miles

Receive 5,000 EDGE Miles on first transaction within 30 days. Transferable to Singapore Airlines KrisFlyer or Air India Flying Returns.

Reward Rates by Category

Dining

5X

Travel

10X

Online

5X

Shopping

5X

Grocery

5X

Fuel

1X

Utilities

1X

Other

5X

Partner Earn Rates

PartnerCategoryEarn Rate
Flights (all platforms)Travel12X
Hotels (all platforms)Travel12X

Milestone Benefits

₹2.5 L

Silver Tier + 10,000 EDGE Miles

Reach Silver tier at Rs.2.5L annual spend. Earn 10,000 milestone EDGE Miles.

Annual

₹5.0 L

Gold Tier + 10,000 EDGE Miles

Reach Gold tier at Rs.5L annual spend. Earn additional 10,000 EDGE Miles and enhanced lounge access.

Annual

₹7.5 L

Platinum Tier + Annual Fee Waiver

Reach Platinum tier at Rs.7.5L annual spend. Fee waived, best lounge access, maximum milestone miles.

Annual

Airport Lounge Access

Domestic

8 visits/year

International

4 visits/year

Insurance & Protection

Air Accident Cover

Accidental death while travelling by air.

Rs.1 Crore

Emergency Overseas Medical

Medical emergencies while travelling internationally.

Rs.25 Lakh

Eligibility Criteria

Age

21–65 years

Salaried Income

₹6.0 L+ per year

Self-Employed

₹8.0 L+ ITR

Min CIBIL Score

750+

Salaried: Rs.6 Lakh annual income. Self-employed: Rs.8 Lakh ITR. Axis Bank customers with existing relationship have better approval odds.

Pros

  • 12 EDGE Miles per Rs.200 on travel spends
  • Tier-based milestone bonuses (Silver/Gold/Platinum)
  • Annual fee waived at Rs.7.5 Lakh spend
  • Transfer to Singapore KrisFlyer, Air India and Marriott Bonvoy
  • Airport lounge access per quarter
  • Welcome bonus: 5,000 EDGE Miles on card activation

Cons

  • Lower base earn rate on non-travel spends (5 EDGE Miles per Rs.200)
  • Tier system can be confusing — benefit level changes based on annual spend
  • Lounge access limited per quarter (not unlimited like Magnus)
  • Rs.7.5L spend needed for fee waiver
  • 3.5% foreign transaction fee

Redemption Options

Flight tickets via partners

Best Value₹0.5/pt

Hotel bookings

Good₹0.4/pt

Transfer Partners

Singapore Airlines KrisFlyer

5:1

Air India Flying Returns

5:1

Club Vistara

5:1

British Airways Avios

5:1

IHG Rewards

5:1

Marriott Bonvoy

5:1

Frequently Asked Questions

What is the Axis Atlas tier system?+
Axis Atlas has three tiers based on annual spend: Silver (Rs.2.5L), Gold (Rs.5L) and Platinum (Rs.7.5L). Higher tiers unlock better lounge access, higher milestone bonuses and enhanced EDGE Miles earning on some categories. The fee waiver is at Platinum tier.
How do Axis Atlas EDGE Miles compare to Magnus?+
Atlas earns 12 EDGE Miles per Rs.200 on travel (same as Magnus) but only 5 EDGE Miles on other spends (vs 12 for Magnus). The milestone structure and lower fee make Atlas better for Rs.5-10L annual spenders focused on travel spend. Magnus is better for Rs.15L+ spenders who want high earn on all categories.
Can Axis Atlas EDGE Miles be transferred to airlines?+
Yes. EDGE Miles transfer to Singapore Airlines KrisFlyer, Air India Flying Returns, InterMiles, and Marriott Bonvoy among others. Transfer ratios vary — check the current Axis EDGE Rewards catalogue for exact rates.
What lounge access does Axis Atlas give?+
Lounge access varies by tier. Typically: Silver tier gets 2 visits per quarter, Gold tier gets 4 visits per quarter, Platinum tier gets 8 visits per quarter. This is via Priority Pass. Not unlimited like Axis Magnus.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

User Reviews

No reviews yet. Be the first to share your experience.

✍️

Share your experience

Have this card? Help others decide.

Sign in to write a review

New here? Create a free account

Axis Atlas

₹5,000/yr · 5X rewards