Loan Advisory

Find the perfect loan for you

Whether it's a home, car, or personal need — we help you find the best loan offers with competitive rates from India's top banks.

🏠
Home Loan
Finance your dream home with competitive interest rates and flexible tenures up to 30 years.
🚗
Car Loan
Drive home your favourite car with quick approvals and low EMIs starting at attractive rates.
💰
Personal Loan
Instant personal loans for any need — weddings, travel, medical expenses, or debt consolidation.
🏢
Loan Against Property
Unlock the value of your property with high loan amounts and longer repayment periods.
📈
Loan Against Mutual Funds
Get liquidity without selling your investments. Borrow against your mutual fund portfolio.
🏦
Mortgage Loan
Secure financing against your residential or commercial property at competitive rates.

Frequently Asked Questions

What is the lowest home loan interest rate in India in 2026?

Top banks like SBI, HDFC, and ICICI offer home loan rates starting from 8.25% p.a. Rates depend on your credit score, loan amount, and employment type.

How is EMI calculated for a personal loan?

EMI is calculated using the formula: EMI = P x r x (1+r)^n / ((1+r)^n - 1), where P is principal, r is monthly interest rate, and n is number of months. Use our EMI Calculator for instant results.

What CIBIL score is needed for a car loan?

Most banks require a minimum CIBIL score of 700+ for car loan approval. A score above 750 can help you get better interest rates and faster approvals.

Can I prepay my home loan without penalty?

Yes, as per RBI guidelines, banks cannot charge prepayment penalties on floating-rate home loans. You can make partial or full prepayments anytime to reduce your interest burden.

Get a personalised loan offer

Fill in your details and our loan advisors will reach out with the best options for you.

0 + 0 =
WhatsThePoint - India's Credit Card Points Intelligence | Product Hunt