RBL World Safari credit card

RBL World Safari

RBL Bank · Visa

RBL Bank World Safari is a travel-focused card with a genuinely rare benefit: zero foreign transaction markup. Most Indian cards charge 3.5% on international spends — RBL World Safari does not. Combined with 5X on travel and decent lounge access, it is the best card for frequent international travellers who do not have access to premium invite-only cards.

Annual Fee

₹3,000

Joining Fee

₹3,000

Base Reward Rate

5X

₹0.5/pt

Min CIBIL

700

₹5L+ income

Key Features

Zero foreign transaction markup on international spends
5X reward points on flight and hotel bookings
2X on dining spends
Annual fee waived at Rs.3 Lakh spend
6 domestic + 2 international lounge visits
Best card for international online shopping with no hidden forex charges

Welcome Benefits

✓

5,000 Bonus Reward Points on First Spend

Earn 5,000 reward points on first transaction within 60 days of card activation

✓

Complimentary Priority Pass Membership

Immediate Priority Pass access for international lounge access at 1,300+ airports

Reward Rates by Category

Dining

5X

Travel

10X

Online

5X

Shopping

5X

Grocery

5X

Fuel

1X

Utilities

1X

Other

5X

Partner Earn Rates

PartnerCategoryEarn Rate
Flights (all platforms)Travel5X
Hotels (all platforms)Travel5X
DiningFood2X
International SpendsInternational1X

Milestone Benefits

₹3.0 L

Annual Fee Waiver

Spend ₹3 lakhs to waive the annual fee for the following year

Annual

₹6.0 L

10,000 Bonus Reward Points

Earn 10,000 bonus points on crossing ₹6 lakh annual spend

Annual

Airport Lounge Access

Domestic

8 visits/year

International

2 visits/year

Insurance & Protection

Air Accident Cover

Accidental death while travelling by air.

Rs.50 Lakh

Emergency Overseas Medical

Medical emergencies while travelling internationally.

Rs.15 Lakh

Eligibility Criteria

Age

21–65 years

Salaried Income

₹6.0 L+ per year

Self-Employed

₹8.0 L+ ITR

Min CIBIL Score

720+

Salaried: Rs.6 Lakh annual income. RBL Bank approval is generally straightforward for well-qualified applicants. Existing RBL Bank customers have smoother approval.

Pros

  • ZERO foreign transaction fee — unique among Indian credit cards at this price point
  • 5X reward points on travel bookings (flights, hotels)
  • 2X reward points on dining
  • Annual fee waived at Rs.3 Lakh spend
  • 6 domestic + 2 international lounge visits per year
  • Air accident cover
  • No surcharge on international online purchases

Cons

  • Limited brand recognition compared to HDFC or Axis
  • Reward redemption options are fewer than top-tier cards
  • No transfer to major airline programs
  • 2 international lounge visits is low
  • RBL Bank has a smaller branch network

Redemption Options

Flight tickets

Best Value₹0.5/pt

Hotel bookings

Good₹0.4/pt

Transfer Partners

Singapore Airlines KrisFlyer

5:1

Air India Flying Returns

5:1

Club Vistara

5:1

Frequently Asked Questions

Does RBL World Safari really have zero foreign transaction fee?+
Yes — zero foreign transaction markup on all international spends, whether online or at physical terminals abroad. Most Indian credit cards charge 3.5% (Rs.3,500 on every Rs.1 Lakh spent internationally). On a Rs.2 Lakh international trip, World Safari saves you Rs.7,000 in forex charges alone.
How does RBL World Safari compare to a regular HDFC card for international travel?+
For pure international spend, World Safari is better. HDFC Regalia Gold charges 3.5% forex. World Safari charges zero. The reward earn rate on World Safari is lower overall, but the forex saving typically more than compensates for frequent international travellers.
Is RBL World Safari available across India?+
Yes — available to eligible applicants across India. RBL Bank has an online application process and the card is accessible without a branch visit. The bank has been growing its credit card portfolio aggressively.
Which is better for international travel — RBL World Safari or Axis Magnus?+
Axis Magnus is overall better for premium international travel (unlimited lounge, higher earn rate, better transfer partners) but charges 3.5% forex. RBL World Safari is better specifically for international online shopping and spending abroad due to zero forex. Many serious travellers hold both.

Ready to apply?

Apply on the RBL Bank website. Usually takes 10 minutes.

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RBL World Safari

₹3,000/yr · 5X rewards