Axis Magnus credit card

Axis Magnus

Sponsored4.5

Axis Bank · Visa

Axis Magnus is one of India is best premium travel credit cards — 12 EDGE Miles per Rs.200 on all spends, unlimited Priority Pass lounge access, and transfer partnerships with Singapore Airlines, Air India and Marriott Bonvoy. The Rs.12,500 annual fee is waived at Rs.15 Lakh spend. Best for frequent flyers who want to accumulate transferable miles at a high rate.

Annual Fee

₹12,500

Joining Fee

₹12,500

Base Reward Rate

12X

₹0.5/pt

Min CIBIL

750

₹18L+ income

Key Features

12 EDGE Miles per Rs.200 on all spends (6 miles per Rs.100)
35 EDGE Miles per Rs.200 on Axis Travel EDGE portal
Unlimited domestic and international lounge access via Priority Pass
Annual fee waived at Rs.15 Lakh spend
Annual milestone: 25,000 EDGE Miles at Rs.15L spend
Transfer partners: Singapore KrisFlyer, Air India, Marriott Bonvoy, IHG
Air accident cover Rs.3 Crore
Complimentary golf at select courses
Dedicated concierge service

Welcome Benefits

✓

12,500 EDGE Miles

Receive 12,500 EDGE Miles on card activation. Transferable to Singapore Airlines KrisFlyer or Air India Flying Returns — enough for a one-way short-haul redemption.

✓

Unlimited Priority Pass from Day 1

Instant Priority Pass membership with unlimited access to 1,500+ airport lounges worldwide from the moment your card is active.

Reward Rates by Category

Dining

15X

Travel

15X

Online

15X

Shopping

12X

Grocery

12X

Fuel

1X

Utilities

1X

Other

12X

Partner Earn Rates

PartnerCategoryEarn Rate
Axis Travel EDGE Portal — FlightsTravel35X
Axis Travel EDGE Portal — HotelsTravel35X

Milestone Benefits

₹1.0 L

25,000 EDGE Miles

Earn 25,000 bonus EDGE Miles on spending Rs.1 Lakh in the first 30 days of card activation. Worth Rs.10,000-15,000 in premium airline redemptions.

First Month

₹15.0 L

25,000 EDGE Miles

Earn 25,000 bonus EDGE Miles on crossing Rs.15 Lakh annual spend. Also triggers the annual fee waiver.

Annual

Airport Lounge Access

Domestic

8 visits/year

International

2 visits/year

Insurance & Protection

Air Accident Cover

Accidental death while travelling by air with ticket purchased on card.

Rs.3 Crore

Emergency Overseas Medical

Medical emergencies while travelling internationally.

Rs.50 Lakh

Trip Cancellation

Compensation for trip cancellation due to covered reasons.

Rs.5 Lakh

Baggage Loss

Loss of checked baggage while travelling internationally.

Rs.1 Lakh

Eligibility Criteria

Age

21–65 years

Salaried Income

₹18.0 L+ per year

Self-Employed

₹20.0 L+ ITR

Min CIBIL Score

750+

Salaried: Rs.18 Lakh annual income. Self-employed: Rs.20 Lakh ITR. Existing Axis Bank customers with a good banking relationship have higher approval odds. Strong CIBIL score (750+) essential.

Pros

  • 12 EDGE Miles per Rs.200 on all spends — one of India is highest base earn rates
  • Unlimited Priority Pass lounge access — domestic and international
  • 35 EDGE Miles per Rs.200 on Axis Travel EDGE portal bookings
  • Transfer to Singapore KrisFlyer, Air India Flying Returns, Marriott Bonvoy
  • Welcome bonus: 12,500 EDGE Miles on activation
  • Air accident cover Rs.3 Crore + overseas medical Rs.50 Lakh
  • Annual milestone: 25,000 EDGE Miles on Rs.15L spend
  • Complimentary golf sessions and concierge

Cons

  • Rs.12,500 annual fee waiver requires Rs.15 Lakh spend — very high threshold
  • EDGE Miles value varies widely by transfer partner
  • Benefits have been reduced multiple times — check current T&Cs before applying
  • 3.5% foreign transaction fee despite premium positioning
  • Travel portal booking for 35X — not all prefer booking through Axis portal

Redemption Options

Flight tickets via EDGE

Best Value₹0.5/pt

Hotel bookings

Good₹0.4/pt

Amazon vouchers

Standard₹0.35/pt

Transfer Partners

Singapore Airlines KrisFlyer

5:1

Air India Flying Returns

5:1

Club Vistara

5:1

IHG Rewards

5:1

Frequently Asked Questions

What is the Axis Magnus EDGE Miles earn rate?+
12 EDGE Miles per Rs.200 on all domestic spends — equivalent to 6 miles per Rs.100. On the Axis Travel EDGE portal, the rate is 35 EDGE Miles per Rs.200. This is one of the highest base earn rates among Indian premium credit cards.
How much is 1 Axis EDGE Mile worth?+
EDGE Miles can be transferred to airline or hotel programs. 1 EDGE Mile transferred to Singapore Airlines KrisFlyer or Air India Flying Returns is worth approximately Rs.0.40-1.50 depending on the redemption. Economy redemptions yield Rs.0.40-0.60 per mile. premium cabin redemptions can yield Rs.1.50-3.00 per mile.
Does Axis Magnus have unlimited lounge access?+
Yes. Axis Magnus provides unlimited domestic and international lounge access via Priority Pass. There is no monthly or annual cap on lounge visits. This applies to the primary cardholder. add-on cardholders have separate Priority Pass access.
What is the Axis Magnus annual fee waiver condition?+
The Rs.12,500 annual fee is waived on spending Rs.15 Lakh in the card anniversary year. This is a high threshold — Rs.1.25 Lakh per month. The fee waiver coincides with the annual milestone of 25,000 bonus EDGE Miles, so reaching Rs.15L is well worth it.
Which is better — Axis Magnus or HDFC Infinia Metal?+
Both are excellent. Magnus wins on base earn rate (12 EDGE Miles per Rs.200 vs 5 RP per Rs.150) and has a lower fee waiver threshold if you hit it. Infinia Metal wins on partner multipliers (5X on Swiggy, Zomato, Myntra, Nykaa, Apple), international acceptance (VISA vs Axis), and the HDFC SmartBuy ecosystem. Infinia Metal is better for mixed spenders. Magnus is better for pure mileage accumulation.
Which transfer partners does Axis Magnus have?+
EDGE Miles transfer to Singapore Airlines KrisFlyer (2:1 ratio), Air India Flying Returns (1:1), InterMiles (2:1), Marriott Bonvoy (5:4), IHG One Rewards (4:1), and Club Vistara (1:1 — check current status post Air India merger). Singapore Airlines KrisFlyer is typically the highest-value transfer partner.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

User Reviews(2)

4.5
2 reviews
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4
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A
AnonymousVerified Cardholder
24 Sept 2025

Great miles card, app needs work

The Magnus earns miles at an insane rate if you shop from partner merchants. I accumulated enough miles for a Vistara Gold upgrade in 4 months. The Axis mobile app is the weak link - it is slow and the rewards section is confusing. Card itself is excellent.

What I liked
  • ✓Best miles accumulation in India
  • ✓Transfer to Vistara Club Vistara is excellent
  • ✓Airport lounge access is seamless
What could be better
  • ✕Axis app is terrible compared to HDFC
  • ✕Some merchant exclusions are frustrating
A
AnonymousVerified Cardholder
24 Aug 2025

Magnus is the king of travel miles in India

Nothing transfers miles like Magnus. The 12X on travel partners via Edge Miles, and the fact that you can convert to Singapore Airlines KrisFlyer, Air India, and Vistara makes this card essential for anyone who flies even twice a year. Booked business class to Singapore using Magnus miles.

What I liked
  • ✓12X on partner merchants
  • ✓Transfers to 10+ airline programs
  • ✓Unlimited lounge via Lounge Key
  • ✓eDGE miles never expire
What could be better
  • ✕High annual fee (Rs 10,000)
  • ✕Reward rate on non-partner spends is lower

Axis Magnus

₹12,500/yr · 12X rewards