STOP GUESSING. What's the Point? — Know the exact value of your points
Stop leaving points
on the table.
Your points are worth more than you think.
Calculate real rupee values, find the best redemptions, and see which of India's 100+ cards actually works for how you spend.
₹2.5
max point value (Amex Plat)
100+
cards we've actually researched
40+
ways to redeem
Free
No paywalls, ever.
What We Do
Here's what we've built (so you don't have to spreadsheet this yourself)
⚡
Points Calculator
Tell us your card and what you spend monthly. We'll show you exactly how much your points are worth — in rupees, not 'reward miles.'
💳
Best Cards Directory
100+ cards, sorted honestly. Filter by bank, fee, or what you actually spend on. No sponsored rankings.
🔥
Live Deals
Banks quietly run 10X promos and transfer bonuses. We catch them so you don't have to live on r/CreditCardsIndia.
📖
Deep Guides
HDFC won't tell you the best way to use SmartBuy. Axis won't explain transfer partners. We will.
🔔
Devaluation Alerts
Banks devalue points quietly — usually buried in a 30-day notice email. We read those so you don't miss them.
📊
Card Comparison
Putting two cards next to each other and doing the actual math — because '5X rewards' means nothing without context.
Top Picks
Best reward cards right now
Ranked by points value per rupee spent
ICICI Amazon Pay
ICICI Bank · Visa
1X
Earn Rate
₹1/pt
Point Value
₹0/yrView Card →
HDFC Infinia Metal
HDFC Bank · Visa
5X
Earn Rate
₹1/pt
Point Value
₹12,500/yrView Card →
Axis Magnus
Axis Bank · Visa
12X
Earn Rate
₹0.5/pt
Point Value
₹12,500/yrView Card →
Axis Atlas
Axis Bank · Visa
5X
Earn Rate
₹0.5/pt
Point Value
₹5,000/yrView Card →
HDFC Regalia Gold
HDFC Bank · Visa
4X
Earn Rate
₹0.5/pt
Point Value
₹2,500/yrView Card →
IDFC FIRST Wealth
IDFC FIRST Bank · Visa
6X
Earn Rate
₹0.25/pt
Point Value
₹0/yrView Card →
Don't get blindsided by the next devaluation
Banks have cut points values 3 times in the last 2 years. Each time, people sitting on large balances lost real money.
Drop your email — one alert per event, nothing else.
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Join 1,400+ cardholders tracking India points devaluations