Updated 2026
Best Shopping Credit Cards
Best credit cards for online and offline shopping with maximum rewards.
Annual Fee
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✓5X points at Shoppers Stop
✓Convert points to First Citizen loyalty
✓Welcome voucher on activation
✓Fuel surcharge waiver
✓5% unlimited cashback on Flipkart
✓5% on Cleartrip travel
✓2% cashback on all other spends
✓Annual fee waived on spend
✓Samsung purchase discounts
✓Cashback on online spends
✓No-cost EMI on Samsung
✓Annual fee waived on spend
Kotak Cashback Plus
Kotak Mahindra Bank · Visa
Annual Fee
₹499
Reward Rate
3X
Lounge
00
✓Tiered cashback on online spends
✓Annual fee waived on spend
✓Simple monthly cashback
✓No merchant restrictions
✓5% NeuCoins on Tata Neu app
✓Good on BigBasket & Croma
✓Domestic lounge access
✓RuPay UPI credit
✓5% NeuCoins on Tata Neu apps
✓Higher NeuCoin earn vs Neu Plus
✓Domestic lounge access
✓Strong Tata ecosystem coverage
Flipkart Axis Bank
SponsoredAxis Bank · Visa
Annual Fee
₹500
Reward Rate
1.5X
Lounge
40
✓5% cashback on Flipkart and Myntra — no code needed
✓4% cashback on Cleartrip, Swiggy, PVR and Uber
✓1.5% cashback on all other spends
✓Annual fee waived at Rs.2 Lakh spend
✓Lifetime Free — no annual fee ever for Prime members
✓5% cashback on Amazon.in for Prime members
✓2% cashback on 100+ Amazon Pay partner merchants
✓1% cashback on all other spends
✓5% cashback on online spends (Amazon, Flipkart, etc.)
✓1% on other spends
✓4 domestic lounge visits/year
✓Fuel surcharge waiver
✓Flat 5% cashback on online spends
✓No merchant restrictions
✓Annual fee waived on spend
✓Cashback posted monthly