SBI Flipkart credit card

SBI Flipkart

SBI Card · Visa

SBI Flipkart credit card offers 5% unlimited cashback on Flipkart and Cleartrip, making it a top pick for regular Flipkart shoppers.

Annual Fee

₹500

Waived at ₹2.0L spend

Joining Fee

₹500

Base Reward Rate

5X

₹1/pt

Min CIBIL

680

₹3L+ income

Key Features

5% cashback on Flipkart including Myntra and 2GUD
4% cashback on preferred partners — Cleartrip, Swiggy, Ola, Uber
1.5% cashback on all other spends
Cashback credited as statement credit — no manual redemption
Annual fee waived on ₹2 lakh spend
Zero fuel surcharge at all petrol pumps
Contactless payment enabled
Supplementary cards available

Welcome Benefits

✓

₹500 Flipkart Voucher on Joining

Receive a ₹500 Flipkart voucher on card activation — usable on Flipkart or Myntra

✓

Zero Annual Fee for First Year

No annual fee in the first year of card membership

Reward Rates by Category

Dining

2X

Travel

2X

Online

5X

Shopping

3X

Grocery

3X

Fuel

1X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
Flipkart / Myntra / 2GUDOnline Shopping5X
CleartripTravel4X
SwiggyFood Delivery4X
OlaCab4X
UberCab4X

Milestone Benefits

₹2.0 L

Annual Fee Waiver

Spend ₹2 lakhs in a membership year to waive the ₹499 annual fee for the following year

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover for primary cardholder

₹2 Lakhs

Zero Liability on Lost Card

Report loss promptly

100% fraudulent charges

Pros

  • 5% unlimited cashback on Flipkart
  • 5% on Cleartrip travel
  • 2% cashback on all other spends
  • Annual fee waived on spend
  • Fuel surcharge waiver

Cons

  • Best value only for Flipkart users
  • No lounge access
  • Online-only category capped

Frequently Asked Questions

How much cashback on Flipkart?+
5% cashback on Flipkart, Myntra and 2GUD purchases.
What on Swiggy and Ola/Uber?+
4% cashback on Cleartrip, Swiggy, Ola and Uber — SBI's preferred partner network.
What on other spends?+
1.5% cashback on all other spends — one of the better base rates on entry-level cards.
Is cashback auto-credited?+
Yes — credited as statement credit. No manual redemption needed.
Annual fee?+
₹499. Waived on ₹2 lakh annual spend.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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SBI Flipkart

₹500/yr · 5X rewards