Flipkart Axis Bank credit card

Flipkart Axis Bank

Sponsored

Axis Bank · Visa

The Flipkart Axis Bank Credit Card is purpose-built for Flipkart and Myntra shoppers — 5% cashback on both platforms, 4% on preferred partners, and 1.5% everywhere else. The Rs.500 annual fee is waived at Rs.2 Lakh spend, making it effectively free for regular Flipkart users.

Annual Fee

₹500

Waived at ₹2.0L spend

Joining Fee

₹500

Base Reward Rate

1.5X

₹1/pt

Min CIBIL

650

₹2L+ income

Key Features

5% cashback on Flipkart and Myntra
4% on Cleartrip, Swiggy, Uber and PVR
1.5% flat cashback on everything else
Annual fee waived at Rs.2 Lakh spend
Rs.500 Flipkart voucher on joining
4 domestic lounge visits per year

Welcome Benefits

✓

Rs.500 Flipkart Voucher

Receive a Rs.500 Flipkart gift voucher on first transaction within 30 days of card issuance.

Reward Rates by Category

Dining

1.5X

Travel

1.5X

Online

5X

Shopping

1.5X

Grocery

1.5X

Fuel

4X

Utilities

1.5X

Other

1.5X

Partner Earn Rates

PartnerCategoryEarn Rate
FlipkartShopping5X
MyntraFashion5X
CleartripTravel4X
SwiggyFood Delivery4X
UberCab4X
PVR CinemasEntertainment4X

Milestone Benefits

₹2.0 L

Annual Fee Waiver

Spend ₹2 lakhs annually to waive the ₹500 annual fee for the following year

Annual

Airport Lounge Access

Domestic

4 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover for primary cardholder

₹50 Lakhs

Credit Shield

Dues waived on accidental death

Outstanding balance

Zero Liability

Report loss promptly

100% fraudulent charges

Eligibility Criteria

Age

18–65 years

Salaried Income

₹3.0 L+ per year

Self-Employed

₹4.0 L+ ITR

Min CIBIL Score

700+

Salaried: Rs.3 Lakh annual income. Accessible entry-level card. Axis Bank customers and those with existing credit cards elsewhere typically approved quickly.

Pros

  • 5% cashback on Flipkart and Myntra — no code needed
  • 4% cashback on Cleartrip, Swiggy, PVR and Uber
  • 1.5% cashback on all other spends
  • Annual fee waived at Rs.2 Lakh spend
  • Welcome voucher worth Rs.500 on first spend
  • 4 complimentary domestic lounge visits per year
  • No minimum transaction value for cashback

Cons

  • Heavily optimized for Flipkart ecosystem — less useful for Amazon shoppers
  • No international lounge access
  • Cashback capped per category per month
  • 1% fuel surcharge waiver only at select pumps

Redemption Options

Flipkart wallet

Direct cashback to Flipkart₹1/pt

Frequently Asked Questions

Is the Flipkart Axis Bank card useful if I shop on Amazon?+
Not as useful — the 5% cashback is specific to Flipkart and Myntra. On Amazon you would only earn 1.5%. For Amazon shoppers, the ICICI Amazon Pay Card (5% cashback for Prime members) is a better choice. Many people hold both cards.
Is there a cashback cap on the Flipkart Axis Bank card?+
Yes. The 5% and 4% categories have monthly caps — typically Rs.500 per category per month. The 1.5% general category has a higher or no cap. Check the current terms on the Axis website as these have been updated.
Does the Flipkart Axis card give lounge access?+
Yes — 4 complimentary domestic airport lounge visits per year via the VISA network. Modest but notable for a card in the Rs.500 fee tier.
How does the Flipkart Axis card compare to ICICI Amazon Pay Card?+
Flipkart Axis wins for Flipkart/Myntra shoppers (5% vs 1% Amazon Pay on Flipkart). ICICI Amazon Pay wins for Amazon Prime shoppers (5% vs 1.5%). If you shop both platforms, holding both cards is a common approach among deal hunters.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

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Flipkart Axis Bank

₹500/yr · 1.5X rewards