Tata Neu Plus SBI credit card

Tata Neu Plus SBI

SBI Card · Rupay

Tata Neu Plus SBI credit card earns NeuCoins on Tata Neu ecosystem spends — BigBasket, Croma, Air Asia India, Tata Play — and on everyday transactions.

Annual Fee

₹1,499

Waived at ₹2.0L spend

Joining Fee

₹1,499

Base Reward Rate

2X

₹1/pt

Min CIBIL

700

₹4L+ income

Key Features

Entry-level Tata Neu card with SBI — earn NeuCoins on Tata spends
3% NeuCoins on BigBasket, 1mg, Croma and Tata CLiQ
1.5% on Air India and other Tata spends
1% NeuCoins on all non-Tata spends
NeuCoins = ₹1 each, redeemable across Tata ecosystem
Annual fee waived on ₹2 lakh spend
Zero fuel surcharge at BPCL pumps
Contactless payment enabled

Welcome Benefits

✓

500 NeuCoins on Joining

500 NeuCoins (worth ₹500) credited on card activation

✓

Zero Annual Fee First Year

No annual fee in the first year of membership

Reward Rates by Category

Dining

3X

Travel

3X

Online

4X

Shopping

4X

Grocery

4X

Fuel

2X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
BigBasketGrocery3X
1mgHealth3X
CromaElectronics3X
Tata CLiQShopping3X

Milestone Benefits

₹2.0 L

Annual Fee Waiver

Spend ₹2 lakhs to waive the ₹499 annual fee for the following year

Annual

Airport Lounge Access

Domestic

2 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover

₹2 Lakhs

Zero Liability

Report promptly

100% fraudulent charges

Pros

  • 5% NeuCoins on Tata Neu app
  • Good on BigBasket & Croma
  • Domestic lounge access
  • RuPay UPI credit
  • Annual fee waived on spend

Cons

  • Best value within Tata ecosystem
  • Annual fee of ₹1,499
  • NeuCoins expire if account inactive

Frequently Asked Questions

How is Tata Neu Plus different from Infinity?+
Plus earns 3% NeuCoins vs 5% on Tata brands, has a lower annual fee (₹499 vs ₹1,499) and no lounge access. Ideal for moderate Tata ecosystem spenders.
What earns 3% NeuCoins?+
BigBasket, 1mg, Croma and Tata CLiQ — the core Tata consumer platforms.
NeuCoin value?+
1 NeuCoin = ₹1. Redeem for groceries on BigBasket, medicines on 1mg, gadgets on Croma and fashion on Tata CLiQ.
Annual fee?+
₹499. Waived on ₹2 lakh annual spend.
Good starter card for Tata ecosystem?+
Yes — low fee, decent earn on Tata brands and universal 1% on other spends make it a solid entry card for BigBasket/Croma regulars.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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Tata Neu Plus SBI

₹1,499/yr · 2X rewards