Kotak Cashback Plus
Kotak Mahindra Bank · Visa
Kotak Cashback Plus delivers flat cashback on online shopping with a tiered structure — the more you spend, the more you earn back.
Annual Fee
₹499
Base Reward Rate
3X
Point Value
₹1/pt
Min CIBIL
690
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
3X
Online
5X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Pros
- Tiered cashback on online spends
- Annual fee waived on spend
- Simple monthly cashback
- No merchant restrictions
- Fuel surcharge waiver
Cons
- No lounge access
- Monthly cashback cap
- Cashback best for online spending only
Ready to Apply?
Apply directly on the Kotak Mahindra Bank website. Takes about 10 minutes.
