HDFC Shoppers Stop
HDFC Bank · Mastercard
HDFC Shoppers Stop credit card rewards loyal Shoppers Stop customers with First Citizen points on every purchase in-store and online.
Annual Fee
₹500
Base Reward Rate
3X
Point Value
₹0.5/pt
Min CIBIL
680
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
2X
Shopping
5X
Online
3X
Grocery
3X
Fuel
1X
Utilities
1X
Other
2X
Pros
- 5X points at Shoppers Stop
- Convert points to First Citizen loyalty
- Welcome voucher on activation
- Fuel surcharge waiver
- Annual fee waived on spend
Cons
- Best value only for Shoppers Stop regulars
- No lounge access
- Limited network for premium benefits
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
