HDFC Millennia
HDFC Bank · Visa
HDFC Millennia is ideal for online shoppers with 5% cashback on Amazon, Flipkart, and other online spends.
Annual Fee
₹1,000
Base Reward Rate
1X
Point Value
₹0.5/pt
Min CIBIL
700
Lounge Access
Domestic
4/year
International
0/year
Reward Rates by Category
Dining
1X
Travel
1X
Shopping
1X
Online
5X
Grocery
1X
Fuel
1X
Utilities
1X
Other
1X
Pros
- 5% cashback on online spends (Amazon, Flipkart, etc.)
- 1% on other spends
- 4 domestic lounge visits/year
- Fuel surcharge waiver
- Good for digital spenders
Cons
- Low cap on cashback (Rs 750/month)
- Low offline reward rate
- No international lounge
Redemption Options
Cashback
Standard₹0.5/pt
Statement credit
Standard₹0.5/pt
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
