Tata Neu Infinity SBI credit card

Tata Neu Infinity SBI

SBI Card · Rupay

Tata Neu Infinity SBI is the premium Tata Neu co-branded card, offering 5% NeuCoins on Tata ecosystem and strong lifestyle rewards for heavy Tata brand users.

Annual Fee

₹2,999

Waived at ₹3.0L spend

Joining Fee

₹2,999

Base Reward Rate

5X

₹1/pt

Min CIBIL

720

₹6L+ income

Key Features

5% NeuCoins on BigBasket, 1mg, Croma, Tata CLiQ and Air India
3.3% on other Tata brand purchases
1.5% NeuCoins on all non-Tata spends
NeuCoins redeemable across entire Tata Neu ecosystem
Complimentary Tata Neu Plus membership
2 complimentary domestic lounge visits per quarter
Zero fuel surcharge at BPCL and HPCL pumps
Annual fee waived on ₹3 lakh spend

Welcome Benefits

✓

₹1,499 NeuCoins on Joining

1,499 NeuCoins credited on card activation — worth ₹1,499 across Tata Neu platforms

✓

Tata Neu Plus Membership

Complimentary Tata Neu Plus tier for enhanced earn on all Tata brand spends

Reward Rates by Category

Dining

4X

Travel

4X

Online

5X

Shopping

5X

Grocery

5X

Fuel

2X

Utilities

1X

Other

3X

Partner Earn Rates

PartnerCategoryEarn Rate
BigBasketGrocery5X
1mgHealth5X
CromaElectronics5X
Tata CLiQShopping5X
Air IndiaAirlines5X

Milestone Benefits

₹3.0 L

Annual Fee Waiver

Spend ₹3 lakhs to waive the ₹1,499 annual fee

Annual

₹6.0 L

5,000 Bonus NeuCoins

Earn 5,000 NeuCoins on ₹6 lakh annual spend

Annual

Airport Lounge Access

Domestic

4 visits/year

International

1 visits/year

Insurance & Protection

Air Accident Cover

Travel booked on card

₹50 Lakhs

Overseas Medical

Emergency medical internationally

USD 25,000

Purchase Protection

Covers purchases 90 days

Up to ₹50,000

Zero Liability

Report promptly

100% fraudulent charges

Pros

  • 5% NeuCoins on Tata Neu apps
  • Higher NeuCoin earn vs Neu Plus
  • Domestic lounge access
  • Strong Tata ecosystem coverage
  • Annual fee waived on spend

Cons

  • Annual fee of ₹2,999
  • Best value only in Tata ecosystem
  • Limited international lounge

Frequently Asked Questions

How is SBI version different from HDFC version?+
Similar earn rates on Tata brands, but SBI version has 2 lounge visits/quarter vs 4 for HDFC. HDFC version has ₹1 Crore air accident cover vs ₹50 lakh for SBI. Both offer 5% NeuCoins on Tata spends.
What earns 5% NeuCoins?+
BigBasket, 1mg, Croma, Tata CLiQ, Westside, Air India and other Tata consumer brands via the Tata Neu app.
NeuCoins redemption?+
1 NeuCoin = ₹1. Redeem across all Tata Neu partner brands — grocery, electronics, flights, health and fashion.
Annual fee?+
₹1,499. Waived on ₹3 lakh spend.
Lounge access?+
2 complimentary domestic lounge visits per quarter.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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Tata Neu Infinity SBI

₹2,999/yr · 5X rewards