ICICI Bank · Visa
The ICICI Amazon Pay Credit Card is one of India is most popular cards — Lifetime Free for Amazon Prime members, with 5% cashback on Amazon.in and 2% on over 100 Amazon Pay partners. No annual fee ever. Best starter card for Amazon Prime subscribers and light credit card users.
Annual Fee
Free
Joining Fee
Free
Base Reward Rate
1X
₹1/pt
Min CIBIL
650
₹3L+ income
Key Features
Welcome Benefits
Rs.500 Amazon Pay Balance
Receive Rs.500 Amazon Pay balance credited instantly on first transaction within 30 days of card issuance.
Reward Rates by Category
Dining
1X
Travel
1X
Online
5X
Shopping
1X
Grocery
1X
Fuel
1X
Utilities
1X
Other
1X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Amazon.in (Prime) | Shopping | 5X |
| Amazon Pay Partners (100+) | Various | 2X |
| All Other Merchants | General | 1X |
Milestone Benefits
Annual Fee Waiver
Amazon Pay ICICI has no annual fee — but spend ₹2 lakhs to maintain preferred cashback rates
Annual
Enhanced Cashback Status
Higher cashback tiers available on ₹5 lakh+ annual spends for Prime members
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Purchase Protection
Covers purchases against accidental damage within 90 days
Zero Liability on Lost Card
Report card loss promptly for full protection
Eligibility Criteria
Age
18–65 years
Salaried Income
₹2.4 L+ per year
Self-Employed
₹3.0 L+ ITR
Min CIBIL Score
700+
One of the most accessible credit cards in India. Salaried: Rs.2.4 Lakh annual income. Amazon Prime membership required for LTF and 5% rate. Strong approval rate for existing Amazon customers with Prime.
Pros
- Lifetime Free — no annual fee ever for Prime members
- 5% cashback on Amazon.in for Prime members
- 2% cashback on 100+ Amazon Pay partner merchants
- 1% cashback on all other spends
- Cashback instantly credited as Amazon Pay balance
- No minimum spend required
- Welcome Rs.500 Amazon Pay balance on joining
Cons
- No lounge access
- Non-Prime members get only 3% on Amazon (not 5%)
- Cashback credited as Amazon Pay balance — cannot withdraw as cash
- Low earn rate outside Amazon ecosystem (1%)
- No travel or insurance benefits
Redemption Options
Amazon Pay balance
Frequently Asked Questions
Is the ICICI Amazon Pay Card really Lifetime Free?+
How does the 5% cashback work on Amazon?+
What can I use Amazon Pay balance for?+
Is ICICI Amazon Pay Card good for someone with no credit history?+
Which is better — ICICI Amazon Pay or Flipkart Axis Bank card?+
Ready to apply?
Apply on the ICICI Bank website. Usually takes 10 minutes.
User Reviews(2)
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Great for Amazon, okay elsewhere
Exactly what it says on the tin. I get 5% on all Amazon purchases which is genuinely great. Outside Amazon, the 2% on other online transactions is decent. It is a solid no-fee card to keep in your wallet.
- ✓No annual fee
- ✓5% Amazon cashback is real money saved
- ✓Easy to get approved
- ✕Not worth using for offline spends
- ✕1% only outside online transactions
My go-to card for Amazon shopping
If you shop on Amazon regularly, this card is a no-brainer. 5% back as Amazon Pay balance on Prime, 3% for non-Prime. Rewards credited instantly. No annual fee. The only card I know where you see the cashback hit your account before you even leave the website.
- ✓5% on Amazon for Prime members
- ✓Instant cashback in Amazon Pay
- ✓No annual fee
- ✓2% on other online transactions
- ✕Only useful if you buy Amazon frequently
- ✕Low reward rate offline
ICICI Amazon Pay
Free · 1X rewards
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