Updated 2026
Best Rewards Cards
Annual Fee
Network
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Showing 15 of 15 cards
HDFC Infinia Metal
SponsoredHDFC Bank · Visa
Annual Fee
₹12,500
Reward Rate
5X
Lounge
∞6
✓Unlimited domestic lounge access
✓6 international lounge visits/quarter
✓5X points on dining & travel
✓Club Marriott membership
✓10X miles on travel spends
✓8 domestic lounge visits/quarter
✓4 international lounge visits/quarter
✓6 airline transfer partners
Amex Membership Rewards Gold
American Express · Amex
Annual Fee
₹1,000
Reward Rate
1X
Lounge
00
✓Good referral program
✓Transfer to 5 airlines
✓Annual milestone bonus
✓Fee waived at ₹1.5L spend
✓12 domestic lounge visits
✓4 international lounge visits
✓8X on dining and travel
✓Cleartrip premium membership
✓8 domestic lounge visits/year
✓2 international lounge visits
✓4X on dining and online
✓Golf privileges
✓4X reward points
✓12 domestic lounge visits/year
✓3 international lounge visits/year
✓Priority Pass membership
✓8 domestic lounge visits/year
✓Golf game access
✓Movie ticket discounts
✓Dining discounts
✓High rewards on travel & dining
✓Domestic lounge access
✓Welcome bonus points
✓Annual fee waived on spend
✓Good rewards on dining & shopping
✓Lifestyle perks & offers
✓2 domestic lounge visits/year
✓Fee waived at ₹2L spend
✓EDGE Points on all spends
✓Domestic lounge access
✓Fuel surcharge waiver
✓Annual fee waived on spend
✓Dining & shopping rewards
✓Movie ticket offers
✓2 domestic lounge visits/year
✓Fee waived at ₹2.5L spend
✓Points on all spends
✓Domestic lounge access
✓Annual fee waived on spend
✓Good dining rewards
✓5% cashback on online spends (Amazon, Flipkart, etc.)
✓1% on other spends
✓4 domestic lounge visits/year
✓Fuel surcharge waiver
✓10X points on SmartBuy & partners
✓Zero annual fee
✓4 domestic lounge visits/year
✓Strong dining & shopping rewards
✓4 domestic lounge visits/year
✓Dining discounts up to 20%
✓Fee waived at ₹3L spend
