Axis Privilege credit card

Axis Privilege

Axis Bank · Visa

Axis Privilege card offers lifestyle rewards with dining and shopping perks at a moderate annual fee.

Annual Fee

₹1,500

Waived at ₹2.5L spend

Joining Fee

₹1,500

Base Reward Rate

2X

₹0.5/pt

Min CIBIL

700

₹4L+ income

Key Features

Mid-premium card with EDGE Rewards on all spends
10X EDGE Rewards on travel, dining and entertainment
2X EDGE Rewards on other online spends
1X EDGE Rewards on offline spends
2 complimentary domestic lounge visits per quarter
Annual fee waived on ₹3 lakh spend
Transfer EDGE Rewards to airline miles and hotel points
Zero fuel surcharge at all petrol pumps

Welcome Benefits

2,500 Bonus EDGE Rewards on First Spend

Earn 2,500 EDGE Reward Points on your first transaction within 90 days of card activation

Complimentary Lounge Visit

Receive a complimentary domestic airport lounge visit in your first quarter of card membership

Reward Rates by Category

Dining

4X

Travel

3X

Online

4X

Shopping

4X

Grocery

3X

Fuel

1X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
MakeMyTrip / CleartripTravel10X
RestaurantsDining10X
EntertainmentEntertainment10X

Milestone Benefits

₹3.0 L

Annual Fee Waiver

Spend ₹3 lakhs in a membership year to waive the annual fee for the following year

Annual

₹5.0 L

5,000 Bonus EDGE Rewards

Earn 5,000 bonus EDGE Rewards on crossing ₹5 lakh annual spend

Annual

Airport Lounge Access

Domestic

2 visits/year

International

0 visits/year

Insurance & Protection

Air Accident Cover

Travel booked on card

₹50 Lakhs

Credit Shield

Dues waived on accidental death

Outstanding balance

Zero Liability

Report loss promptly

100% fraudulent charges

Pros

  • Dining & shopping rewards
  • Movie ticket offers
  • 2 domestic lounge visits/year
  • Fee waived at ₹2.5L spend

Cons

  • Low point value
  • Limited lounge access
  • No international lounge

Frequently Asked Questions

What earn rate on travel and dining?+
10X EDGE Reward Points on travel bookings, dining and entertainment. 2X on other online spends. 1X on offline.
Lounge access?+
2 complimentary domestic airport lounge visits per quarter.
How to redeem EDGE Rewards?+
Redeem via Axis Bank EDGE Rewards portal for flights, hotel stays, vouchers or transfer to airline/hotel loyalty programmes.
Annual fee?+
₹1,500. Waived on ₹3 lakh annual spend.
Can I transfer to airline miles?+
Yes — EDGE Rewards transfer to Air India, Singapore Airlines, British Airways and other partner programmes.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

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Axis Privilege

₹1,500/yr · 2X rewards