Axis Privilege
Axis Bank · Visa
Axis Privilege card offers lifestyle rewards with dining and shopping perks at a moderate annual fee.
Annual Fee
₹1,500
Waived at ₹2.5L spend
Joining Fee
₹1,500
Base Reward Rate
2X
₹0.5/pt
Min CIBIL
700
₹4L+ income
Key Features
Welcome Benefits
2,500 Bonus EDGE Rewards on First Spend
Earn 2,500 EDGE Reward Points on your first transaction within 90 days of card activation
Complimentary Lounge Visit
Receive a complimentary domestic airport lounge visit in your first quarter of card membership
Reward Rates by Category
Dining
4X
Travel
3X
Online
4X
Shopping
4X
Grocery
3X
Fuel
1X
Utilities
1X
Other
2X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| MakeMyTrip / Cleartrip | Travel | 10X |
| Restaurants | Dining | 10X |
| Entertainment | Entertainment | 10X |
Milestone Benefits
Annual Fee Waiver
Spend ₹3 lakhs in a membership year to waive the annual fee for the following year
Annual
5,000 Bonus EDGE Rewards
Earn 5,000 bonus EDGE Rewards on crossing ₹5 lakh annual spend
Annual
Airport Lounge Access
Domestic
2 visits/year
International
0 visits/year
Insurance & Protection
Air Accident Cover
Travel booked on card
Credit Shield
Dues waived on accidental death
Zero Liability
Report loss promptly
Pros
- Dining & shopping rewards
- Movie ticket offers
- 2 domestic lounge visits/year
- Fee waived at ₹2.5L spend
Cons
- Low point value
- Limited lounge access
- No international lounge
Frequently Asked Questions
What earn rate on travel and dining?+
Lounge access?+
How to redeem EDGE Rewards?+
Annual fee?+
Can I transfer to airline miles?+
Ready to apply?
Apply on the Axis Bank website. Usually takes 10 minutes.
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Axis Privilege
₹1,500/yr · 2X rewards
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