BOBCARD Eterna

BOBCARD Eterna

Bank of Baroda · Mastercard

BOBCARD Eterna is Bank of Baroda's premium credit card with high rewards on travel, dining, and online spends plus domestic lounge access.

Annual Fee

₹1,000

Base Reward Rate

4X

Point Value

₹0.5/pt

Min CIBIL

710

Lounge Access

Domestic

4/year

International

1/year

Reward Rates by Category

Dining

5X

Travel

5X

Shopping

4X

Online

4X

Grocery

4X

Fuel

2X

Utilities

1X

Other

3X

Pros

  • High rewards on travel & dining
  • Domestic lounge access
  • Welcome bonus points
  • Annual fee waived on spend
  • Fuel surcharge waiver

Cons

  • Limited international lounge access
  • Bank of Baroda has fewer premium partnerships
  • Annual fee not cheap

Ready to Apply?

Apply directly on the Bank of Baroda website. Takes about 10 minutes.

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