BOBCARD Eterna
Bank of Baroda · Mastercard
BOBCARD Eterna is Bank of Baroda's premium credit card with high rewards on travel, dining, and online spends plus domestic lounge access.
Annual Fee
₹1,000
Base Reward Rate
4X
Point Value
₹0.5/pt
Min CIBIL
710
Lounge Access
Domestic
4/year
International
1/year
Reward Rates by Category
Dining
5X
Travel
5X
Shopping
4X
Online
4X
Grocery
4X
Fuel
2X
Utilities
1X
Other
3X
Pros
- High rewards on travel & dining
- Domestic lounge access
- Welcome bonus points
- Annual fee waived on spend
- Fuel surcharge waiver
Cons
- Limited international lounge access
- Bank of Baroda has fewer premium partnerships
- Annual fee not cheap
Ready to Apply?
Apply directly on the Bank of Baroda website. Takes about 10 minutes.