HDFC Infinia Metal
SponsoredHDFC Bank · Visa
HDFC Infinia Metal is India's most exclusive credit card with unlimited lounge access, 5x rewards, and elite concierge.
Annual Fee
₹12,500
Base Reward Rate
5X
Point Value
₹1/pt
Min CIBIL
750
Lounge Access
Domestic
Unlimited
International
6/year
Reward Rates by Category
Dining
10X
Travel
10X
Shopping
5X
Online
5X
Grocery
5X
Fuel
1X
Utilities
1X
Other
5X
Pros
- Unlimited domestic lounge access
- 6 international lounge visits/quarter
- 5X points on dining & travel
- Club Marriott membership
- Golf privileges
Cons
- Very high income requirement
- Invite-only
- High annual fee
Redemption Options
Flight tickets
Best Value₹1/pt
Hotel bookings
Good₹0.85/pt
Amazon vouchers
Standard₹0.5/pt
Statement credit
Standard₹0.5/pt
Transfer Partners
Singapore Airlines KrisFlyer
2:1British Airways Avios
2:1Air France/KLM Flying Blue
2:1Marriott Bonvoy
1:1Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
