ICICI Sapphiro
ICICI Bank · Visa
ICICI Sapphiro is a super-premium card with 12 domestic lounges, Cleartrip premium, and high reward multipliers.
Annual Fee
₹6,500
Base Reward Rate
4X
Point Value
₹0.5/pt
Min CIBIL
750
Lounge Access
Domestic
12/year
International
4/year
Reward Rates by Category
Dining
8X
Travel
8X
Shopping
4X
Online
4X
Grocery
4X
Fuel
1X
Utilities
1X
Other
4X
Pros
- 12 domestic lounge visits
- 4 international lounge visits
- 8X on dining and travel
- Cleartrip premium membership
- Golf and concierge
Cons
- High annual fee Rs 6,500
- Very high income requirement
- Complex reward structure
Redemption Options
Flight tickets
Good₹0.5/pt
Hotel bookings
Good₹0.5/pt
Cleartrip credits
Good₹0.5/pt
Ready to Apply?
Apply directly on the ICICI Bank website. Takes about 10 minutes.
