ICICI HPCL Super Saver credit card

ICICI HPCL Super Saver

ICICI Bank · Visa

ICICI HPCL Super Saver card offers accelerated fuel rewards at HPCL plus utility bill savings.

Annual Fee

₹500

Waived at ₹1.5L spend

Joining Fee

₹500

Base Reward Rate

1X

₹1/pt

Min CIBIL

650

₹3L+ income

Key Features

4% value back on HPCL fuel — fuel points redeemable at HP pumps
Fuel surcharge waiver at all HPCL fuel stations
3X PAYBACK points on grocery and dining spends
1X on all other spends
Annual fee waived on ₹50,000 spend
Fuel points redeemable directly at HPCL outlets
Contactless payment enabled
Add-on cards available

Welcome Benefits

✓

500 Bonus Fuel Points on First Fuel Transaction

Earn 500 bonus fuel points on your first fuel purchase at HPCL within 60 days of activation

✓

Zero Fuel Surcharge at HPCL

No surcharge on fuel transactions at all HP petrol stations across India

Reward Rates by Category

Dining

1X

Travel

1X

Online

1X

Shopping

1X

Grocery

1X

Fuel

6X

Utilities

3X

Other

1X

Partner Earn Rates

PartnerCategoryEarn Rate
HPCL Petrol StationsFuel4X
GroceryGrocery3X
DiningDining3X

Milestone Benefits

₹50,000

Annual Fee Waiver

Spend ₹50,000 in a membership year to waive the ₹500 annual fee for the following year

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover

₹2 Lakhs

Zero Liability on Lost Card

Report promptly

100% fraudulent charges

Pros

  • 6X rewards at HPCL stations
  • Utility bill cashback
  • Fuel surcharge waiver
  • Fee waived at ₹1.5L spend

Cons

  • No lounge access
  • Benefits split across HPCL and utility
  • Budget-oriented card

Frequently Asked Questions

How much value back on HPCL fuel?+
4% value back as HP fuel points on all HPCL fuel transactions — redeemable directly at HP petrol stations.
Fuel surcharge waiver?+
Yes — zero surcharge at all HPCL petrol stations with this card.
What on other spends?+
3X PAYBACK points on grocery and dining. 1X on all other spends.
Annual fee?+
₹500. Waived on ₹50,000 annual spend.
How to redeem fuel points?+
Present the card at any HPCL pump to redeem fuel points directly against your fuel purchase.

Ready to apply?

Apply on the ICICI Bank website. Usually takes 10 minutes.

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ICICI HPCL Super Saver

₹500/yr · 1X rewards