IDFC HPCL Power+
IDFC FIRST Bank · Visa
IDFC HPCL Power+ card offers fuel savings at HPCL stations and basic rewards for commuters.
Annual Fee
₹500
Waived at ₹1.5L spend
Joining Fee
₹500
Base Reward Rate
1X
₹1/pt
Min CIBIL
650
₹3L+ income
Key Features
Welcome Benefits
Lifetime Free Card
Zero annual fee forever — ideal entry-level fuel card with no ongoing cost
500 Bonus Reward Points on First Fuel Spend
Earn 500 bonus points on your first HPCL fuel transaction within 60 days
Reward Rates by Category
Dining
1X
Travel
1X
Online
1X
Shopping
1X
Grocery
1X
Fuel
6X
Utilities
1X
Other
1X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| HPCL Petrol Stations | Fuel | 5X |
| Grocery | Grocery | 3X |
| Dining | Dining | 3X |
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover
Zero Liability
Report promptly
Pros
- 6X rewards at HPCL stations
- Fuel surcharge waiver
- Low annual fee
- Fee waived at ₹1.5L spend
Cons
- No lounge access
- Benefits tied to HPCL only
- Low base reward rate
Frequently Asked Questions
Is IDFC HPCL Power+ lifetime free?+
How much value back on HPCL fuel?+
Fuel surcharge waiver?+
What on other spends?+
Do points expire?+
Ready to apply?
Apply on the IDFC FIRST Bank website. Usually takes 10 minutes.
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IDFC HPCL Power+
₹500/yr · 1X rewards
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