SBI BPCL credit card

SBI BPCL

SBI Card · Visa

SBI BPCL credit card delivers 4.25% value back on fuel purchases at BPCL petrol pumps, making it one of the best fuel cards in India.

Annual Fee

₹499

Waived at ₹0.5L spend

Joining Fee

₹499

Base Reward Rate

3X

₹0.5/pt

Min CIBIL

680

₹2L+ income

Key Features

13X reward points per ₹100 at BPCL petrol pumps
5X reward points on dining, movies and grocery
1X on all other spends
Zero fuel surcharge at BPCL petrol stations
Annual fee waived on ₹50,000 spend
Reward points redeemable for fuel, vouchers and merchandise
Contactless payment enabled
Add-on cards available

Welcome Benefits

✓

2,000 Bonus Reward Points on First Spend

Earn 2,000 reward points on your first transaction within 60 days of card activation

✓

Zero Fuel Surcharge at BPCL

No fuel surcharge at any BPCL petrol station across India

Reward Rates by Category

Dining

2X

Travel

3X

Online

2X

Shopping

2X

Grocery

2X

Fuel

6X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
BPCL Petrol PumpsFuel13X
DiningDining5X
GroceryGrocery5X
MoviesEntertainment5X

Milestone Benefits

₹50,000

Annual Fee Waiver

Spend ₹50,000 in a year to waive the ₹499 annual fee for the following membership year

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover for primary cardholder

₹2 Lakhs

Zero Liability on Lost Card

Report loss promptly for full protection

100% fraudulent charges

Pros

  • 4.25% value back at BPCL pumps
  • Fuel surcharge waiver
  • Annual fee waived at ₹50K spend
  • Points on groceries and dining
  • Quick approval

Cons

  • Best value only at BPCL outlets
  • No lounge access
  • Points expire in 2 years

Frequently Asked Questions

How much do I earn at BPCL pumps?+
13X reward points per ₹100 at BPCL petrol stations. Points redeemable for fuel credit, merchandise or gift vouchers.
Is there a fuel surcharge waiver?+
Yes — zero surcharge at BPCL petrol stations with this card.
What on dining and grocery?+
5X reward points on dining, movies and grocery. 1X on all other spends.
Annual fee?+
₹499. Waived on ₹50,000 annual spend.
How to redeem points?+
Via SBI Card online portal, SMS or phone — redeem for fuel credit, statement credit, vouchers or merchandise.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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SBI BPCL

₹499/yr · 3X rewards