Axis IndianOil
Axis Bank · Visa
Axis IndianOil card provides accelerated fuel savings at IndianOil stations for daily commuters.
Annual Fee
₹500
Waived at ₹1.5L spend
Joining Fee
₹500
Base Reward Rate
1X
₹1/pt
Min CIBIL
650
₹3L+ income
Key Features
Welcome Benefits
500 EDGE Reward Points on First Spend
Earn 500 bonus EDGE Reward Points on your first transaction within 90 days
Zero Fuel Surcharge at IndianOil
No surcharge on fuel transactions at any IndianOil XTRA outlet across India
Reward Rates by Category
Dining
1X
Travel
1X
Online
1X
Shopping
1X
Grocery
1X
Fuel
6X
Utilities
1X
Other
1X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| IndianOil XTRA | Fuel | 10X |
| BigBasket | Grocery | 5X |
| Swiggy | Food Delivery | 5X |
Milestone Benefits
Annual Fee Waiver
Spend ₹50,000 in a membership year to waive the annual fee
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover for primary cardholder
Credit Shield
Dues waived on accidental death
Pros
- 6X rewards at IndianOil
- Fuel surcharge waiver
- Low annual fee
- Fee waived at ₹1.5L spend
Cons
- No lounge access
- Benefits tied to IndianOil
- Low base reward rate
Frequently Asked Questions
How much do I earn at IndianOil?+
Is there a fuel surcharge?+
What on grocery and dining?+
How to redeem EDGE Rewards?+
Annual fee?+
Ready to apply?
Apply on the Axis Bank website. Usually takes 10 minutes.
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Axis IndianOil
₹500/yr · 1X rewards
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