HDFC Indian Oil
HDFC Bank · Visa
HDFC Indian Oil credit card earns accelerated reward points at IndianOil fuel stations and waives the fuel surcharge, making it a top pick for daily commuters.
Annual Fee
₹500
Base Reward Rate
3X
Point Value
₹0.5/pt
Min CIBIL
680
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
3X
Shopping
2X
Online
2X
Grocery
2X
Fuel
6X
Utilities
1X
Other
2X
Pros
- 5% value back at IndianOil pumps
- Fuel surcharge waiver
- Annual fee waived on spend
- Points on groceries and dining
- Quick approval
Cons
- Best value only at IndianOil outlets
- No lounge access
- Low rewards on other categories
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
