RBL Indian Oil
RBL Bank · Mastercard
RBL Bank Indian Oil credit card earns accelerated reward points at IndianOil fuel stations with fuel surcharge waiver.
Annual Fee
₹500
Waived at ₹0.5L spend
Joining Fee
₹500
Base Reward Rate
3X
₹0.5/pt
Min CIBIL
680
₹2L+ income
Key Features
Welcome Benefits
500 Bonus Reward Points on First Fuel Spend
Earn 500 bonus points on first IndianOil fuel transaction within 60 days
Zero Fuel Surcharge
No surcharge at IndianOil XTRA stations with this card
Reward Rates by Category
Dining
2X
Travel
3X
Online
2X
Shopping
2X
Grocery
2X
Fuel
6X
Utilities
1X
Other
2X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| IndianOil XTRA | Fuel | 10X |
| Grocery | Grocery | 5X |
| Dining | Dining | 5X |
Milestone Benefits
Annual Fee Waiver
Spend ₹50,000 to waive the ₹500 annual fee for the following year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover
Zero Liability
Report promptly
Pros
- Accelerated rewards at IOCL pumps
- Fuel surcharge waiver
- Annual fee waived on spend
- Points on all other spends
- Easy approval
Cons
- Best value at IndianOil only
- No lounge access
- Low rewards outside fuel category
Frequently Asked Questions
How much at IndianOil?+
Fuel surcharge waiver?+
How to redeem?+
Annual fee?+
What on other spends?+
Ready to apply?
Apply on the RBL Bank website. Usually takes 10 minutes.
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RBL Indian Oil
₹500/yr · 3X rewards
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