SBI BPCL Octane credit card

SBI BPCL Octane

SBI Card · Visa

SBI BPCL Octane card offers 13X accelerated rewards on BPCL fuel purchases and good rewards on other spends.

Annual Fee

₹1,499

Waived at ₹4.0L spend

Joining Fee

₹1,499

Base Reward Rate

3X

₹0.5/pt

Min CIBIL

700

₹5L+ income

Key Features

25X reward points per ₹100 at BPCL petrol pumps — highest earn on fuel
10X on dining, movies and grocery spends
2X on all other spends
Zero fuel surcharge at BPCL petrol stations
2 complimentary domestic airport lounge visits per quarter
Annual fee waived on ₹1.5 lakh spend
Welcome e-gift voucher worth ₹1,500
Contactless payment enabled

Welcome Benefits

₹1,500 E-Gift Voucher on Joining

Receive a ₹1,500 e-gift voucher from Yatra, Pantaloons or Hush Puppies on paying the joining fee

Zero Fuel Surcharge at BPCL

No fuel surcharge at any BPCL petrol station — save on every fuel transaction

Reward Rates by Category

Dining

3X

Travel

3X

Online

3X

Shopping

3X

Grocery

3X

Fuel

13X

Utilities

1X

Other

3X

Partner Earn Rates

PartnerCategoryEarn Rate
BPCL Petrol PumpsFuel25X
DiningDining10X
GroceryGrocery10X
MoviesEntertainment10X

Milestone Benefits

₹1.5 L

Annual Fee Waiver

Spend ₹1.5 lakhs in a year to waive the ₹1,499 annual fee for the following year

Annual

₹3.0 L

5,000 Bonus Reward Points

Earn 5,000 bonus reward points on crossing ₹3 lakh annual spend

Annual

Airport Lounge Access

Domestic

4 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover for primary cardholder

₹4 Lakhs

Zero Liability on Lost Card

Report card loss promptly

100% fraudulent charges

Pros

  • 13X rewards at BPCL fuel stations
  • 1% fuel surcharge waiver
  • 4 domestic lounge visits/year
  • Good earn rate on non-fuel spends
  • Fee waived at ₹4L spend

Cons

  • Benefits tied to BPCL stations
  • No international lounge access
  • Moderate annual fee

Frequently Asked Questions

How is Octane different from basic BPCL card?+
Octane earns 25X vs 13X at BPCL pumps, 10X vs 5X on dining/grocery, includes lounge access and a higher annual fee waiver threshold.
How much at BPCL?+
25X reward points per ₹100 at BPCL stations — the highest fuel earn rate in SBI Card's portfolio.
Lounge access?+
2 complimentary domestic airport lounge visits per quarter.
Annual fee?+
₹1,499. Waived on ₹1.5 lakh annual spend.
What on other spends?+
10X on dining, movies and grocery. 2X on all other spends.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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SBI BPCL Octane

₹1,499/yr · 3X rewards