Updated 2026
Cards That Reward You for Eating Out
If you’re spending ₹5,000+ a month on food, you should be earning serious points on it.
Annual Fee
Network
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Showing 6 of 6 cards
✓Complimentary meals at EazyDiner partners
✓High dining rewards
✓Table reservation benefits
✓Annual fee waived on spend
✓10% cashback on Swiggy orders
✓Low annual fee of ₹500
✓Good for food delivery regulars
✓Fee waived at ₹2L spend
✓10% cashback on all Swiggy apps
✓10% on Swiggy Instamart & Dineout
✓Domestic lounge access
✓Annual fee waived on spend
✓EMI conversion facility
✓Fuel surcharge waiver
✓Movie and dining offers
✓Low annual fee
Amex Membership Rewards Gold
American Express · Amex
Annual Fee
₹1,000
Reward Rate
1X
Lounge
00
✓5X Membership Rewards points on Amex Travel and select partners
✓Accumulated points transfer to Air India, Singapore KrisFlyer, Hilton and more
✓Annual fee waived at Rs.1.5L spend in year one
✓18 Karat and 24 Karat bonus programs for consistent monthly spenders
✓Cashback on OTT platforms
✓Rewards on gaming spends
✓Annual fee waived on spend
✓UPI via RuPay network