Updated 2026

Cards That Reward You for Eating Out

If you’re spending ₹5,000+ a month on food, you should be earning serious points on it.

Annual Fee

Network

Sort:

Showing 6 of 6 cards

IndusInd EazyDiner

IndusInd EazyDiner

IndusInd Bank · Visa

dining

Annual Fee

₹999

Reward Rate

4X

Lounge

20
View Details
Complimentary meals at EazyDiner partners
High dining rewards
Table reservation benefits
Annual fee waived on spend
HDFC Swiggy

HDFC Swiggy

HDFC Bank · Visa

entertainment

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
10% cashback on Swiggy orders
Low annual fee of ₹500
Good for food delivery regulars
Fee waived at ₹2L spend
HDFC Swiggy BLCK

HDFC Swiggy BLCK

HDFC Bank · Visa

entertainment

Annual Fee

₹1,500

Reward Rate

10X

Lounge

20
View Details
10% cashback on all Swiggy apps
10% on Swiggy Instamart & Dineout
Domestic lounge access
Annual fee waived on spend
Axis MyZone

Axis MyZone

Axis Bank · Visa

dining

Annual Fee

₹500

Reward Rate

1X

Lounge

00
View Details
EMI conversion facility
Fuel surcharge waiver
Movie and dining offers
Low annual fee
Amex Membership Rewards Gold

Amex Membership Rewards Gold

American Express · Amex

rewards

Annual Fee

₹1,000

Reward Rate

1X

Lounge

00
View Details
Good referral program
Transfer to 5 airlines
Annual milestone bonus
Fee waived at ₹1.5L spend
Yes Bank Pop-Club

Yes Bank Pop-Club

Yes Bank · Rupay

entertainment

Annual Fee

₹499

Reward Rate

3X

Lounge

00
View Details
Cashback on OTT platforms
Rewards on gaming spends
Annual fee waived on spend
UPI via RuPay network