Updated 2026

Cards That Reward You for Eating Out

If you’re spending ₹5,000+ a month on food, you should be earning serious points on it.

Annual Fee

Network

Sort:

Showing 6 of 6 cards

HDFC Diners Club Black

HDFC Diners Club Black

HDFC Bank · Diners Club

premium

Annual Fee

₹10,000

Reward Rate

5X

Lounge

6
View Details
5X points on travel & dining
Unlimited lounge access
Golf game access
10X rewards on SmartBuy
HDFC Infinia Metal

HDFC Infinia Metal

Sponsored

HDFC Bank · Visa

premium

Annual Fee

₹12,500

Reward Rate

5X

Lounge

6
View Details
Unlimited domestic lounge access
6 international lounge visits/quarter
5X points on dining & travel
Club Marriott membership
Axis Magnus

Axis Magnus

Sponsored

Axis Bank · Visa

premium

Annual Fee

₹12,500

Reward Rate

12X

Lounge

82
View Details
12X EDGE points on premium categories
35X points on Axis Travel EDGE
8 domestic lounge visits/quarter
Complimentary golf access
HDFC Regalia Gold

HDFC Regalia Gold

Sponsored

HDFC Bank · Visa

travel

Annual Fee

₹2,500

Reward Rate

4X

Lounge

123
View Details
4X reward points
12 domestic lounge visits/year
3 international lounge visits/year
Priority Pass membership
IndusInd Legend

IndusInd Legend

IndusInd Bank · Visa

travel

Annual Fee

₹3,999

Reward Rate

3X

Lounge

82
View Details
8 domestic lounge visits/year
Golf game access
Movie ticket discounts
Dining discounts
ICICI Emeralde

ICICI Emeralde

ICICI Bank · Amex/Visa

premium

Annual Fee

₹12,000

Reward Rate

6X

Lounge

4
View Details
Unlimited domestic lounge access
4 international lounge visits/quarter
Golf game on landmark spends
Air accident insurance ₹3Cr
WhatsThePoint - India's Credit Card Points Intelligence | Product Hunt