HDFC Swiggy

HDFC Swiggy

HDFC Bank · Visa

HDFC Swiggy card gives 10% cashback on Swiggy food delivery orders and decent rewards on other spends.

Annual Fee

₹500

Base Reward Rate

1X

Point Value

₹1/pt

Min CIBIL

650

Lounge Access

Domestic

0/year

International

0/year

Reward Rates by Category

Dining

10X

Travel

1X

Shopping

3X

Online

3X

Grocery

3X

Fuel

1X

Utilities

1X

Other

1X

Pros

  • 10% cashback on Swiggy orders
  • Low annual fee of ₹500
  • Good for food delivery regulars
  • Fee waived at ₹2L spend

Cons

  • No lounge access
  • Best value only for Swiggy users
  • Low base reward rate

Ready to Apply?

Apply directly on the HDFC Bank website. Takes about 10 minutes.

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