HDFC Swiggy
HDFC Bank · Visa
HDFC Swiggy card gives 10% cashback on Swiggy food delivery orders and decent rewards on other spends.
Annual Fee
₹500
Base Reward Rate
1X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
10X
Travel
1X
Shopping
3X
Online
3X
Grocery
3X
Fuel
1X
Utilities
1X
Other
1X
Pros
- 10% cashback on Swiggy orders
- Low annual fee of ₹500
- Good for food delivery regulars
- Fee waived at ₹2L spend
Cons
- No lounge access
- Best value only for Swiggy users
- Low base reward rate
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.