HDFC Swiggy
HDFC Bank · Visa
HDFC Swiggy card gives 10% cashback on Swiggy food delivery orders and decent rewards on other spends.
Annual Fee
₹500
Waived at ₹2.0L spend
Joining Fee
₹500
Base Reward Rate
1X
₹1/pt
Min CIBIL
650
₹3L+ income
Key Features
Welcome Benefits
₹500 Swiggy Money on First Transaction
Get ₹500 Swiggy Money on completing your first transaction within 30 days of activation
Reward Rates by Category
Dining
10X
Travel
1X
Online
3X
Shopping
3X
Grocery
3X
Fuel
1X
Utilities
1X
Other
1X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Swiggy Food | Food Delivery | 10X |
| Swiggy Instamart | Grocery | 10X |
| Dineout | Dining | 10X |
Milestone Benefits
Annual Fee Waiver
Spend ₹2 lakhs in a year and your ₹500 annual fee is waived for the next year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Credit Shield
Dues waived on accidental death
Zero Liability
Report loss promptly
Pros
- 10% cashback on Swiggy orders
- Low annual fee of ₹500
- Good for food delivery regulars
- Fee waived at ₹2L spend
Cons
- No lounge access
- Best value only for Swiggy users
- Low base reward rate
Frequently Asked Questions
What cashback on Swiggy?+
What on other online spends?+
Is cashback auto-credited?+
Annual fee?+
Can I use for other shopping?+
Ready to apply?
Apply on the HDFC Bank website. Usually takes 10 minutes.
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HDFC Swiggy
₹500/yr · 1X rewards
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