HDFC Swiggy BLCK
HDFC Bank · Visa
HDFC Swiggy BLCK is the premium Swiggy co-branded card, offering 10% cashback on Swiggy food, Instamart groceries, and Dineout reservations.
Annual Fee
₹1,500
Waived at ₹2.0L spend
Joining Fee
₹1,500
Base Reward Rate
10X
₹1/pt
Min CIBIL
710
₹4L+ income
Key Features
Welcome Benefits
₹500 Swiggy Money on First Transaction
₹500 Swiggy Money credited on first spend within 30 days
Swiggy ONE Membership
Complimentary Swiggy ONE with free deliveries and exclusive member discounts
Reward Rates by Category
Dining
10X
Travel
3X
Online
5X
Shopping
4X
Grocery
5X
Fuel
1X
Utilities
1X
Other
3X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Swiggy Food | Food Delivery | 10X |
| Swiggy Instamart | Grocery | 10X |
| Dineout | Dining | 10X |
Milestone Benefits
Annual Fee Waiver
Spend ₹1.5 lakhs annually to waive the ₹1,500 annual fee
Annual
Airport Lounge Access
Domestic
2 visits/year
International
0 visits/year
Insurance & Protection
Credit Shield
Dues waived on accidental death
Zero Liability
Report promptly
Pros
- 10% cashback on all Swiggy apps
- 10% on Swiggy Instamart & Dineout
- Domestic lounge access
- Annual fee waived on spend
- Cashback credited monthly
Cons
- Best value for Swiggy power users
- Annual fee of ₹1,500
- Monthly cashback cap on categories
Frequently Asked Questions
How is BLCK different from standard Swiggy card?+
What cashback on Swiggy?+
What offline?+
Annual fee?+
Is cashback auto-credited?+
Ready to apply?
Apply on the HDFC Bank website. Usually takes 10 minutes.
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HDFC Swiggy BLCK
₹1,500/yr · 10X rewards
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