Standard Chartered Smart
Standard Chartered · Visa
Standard Chartered Smart card offers cashback on everyday spends and easy EMI conversion.
Annual Fee
₹499
Base Reward Rate
1X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
1X
Shopping
3X
Online
3X
Grocery
2X
Fuel
1X
Utilities
2X
Other
1X
Pros
- Cashback on everyday spends
- Easy EMI conversion
- Low annual fee
- Fee waived at ₹1.5L spend
Cons
- No lounge access
- Low reward rate
- SC has limited branch presence
Ready to Apply?
Apply directly on the Standard Chartered website. Takes about 10 minutes.
