Kotak Mojo
Kotak Mahindra Bank · Visa
Kotak Mojo card offers rewards and lifestyle perks with a good mix of dining and shopping benefits.
Annual Fee
₹1,000
Base Reward Rate
2X
Point Value
₹0.5/pt
Min CIBIL
650
Lounge Access
Domestic
2/year
International
0/year
Reward Rates by Category
Dining
4X
Travel
2X
Shopping
4X
Online
4X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Good rewards on dining & shopping
- Lifestyle perks & offers
- 2 domestic lounge visits/year
- Fee waived at ₹2L spend
Cons
- Limited lounge access
- Moderate reward rate
- No international lounge
Ready to Apply?
Apply directly on the Kotak Mahindra Bank website. Takes about 10 minutes.
