HSBC Cashback
HSBC India · Visa
HSBC Cashback gives flat 1.5% uncapped cashback on all spends with no category restrictions.
Annual Fee
₹750
Base Reward Rate
1.5X
Point Value
₹0.25/pt
Min CIBIL
700
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
1.5X
Travel
1.5X
Shopping
1.5X
Online
1.5X
Grocery
1.5X
Fuel
1.5X
Utilities
1.5X
Other
1.5X
Pros
- Flat 1.5% cashback on everything
- No category restrictions
- No cashback cap
- Fuel surcharge waiver
- Low annual fee
Cons
- No lounge access
- No bonus categories
- HSBC limited branch network
Redemption Options
Direct cashback
Standard₹0.25/pt
Ready to Apply?
Apply directly on the HSBC India website. Takes about 10 minutes.
