Citi Rewards
Axis Bank (formerly Citi) · Visa
Citi Rewards card (now managed by Axis Bank) is a free lifetime card with basic rewards for beginners.
Annual Fee
Free
Base Reward Rate
1X
Point Value
₹0.25/pt
Min CIBIL
600
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
1X
Shopping
2X
Online
2X
Grocery
2X
Fuel
1X
Utilities
1X
Other
1X
Pros
- Zero annual fee — free for life
- Basic reward points
- Now managed by Axis Bank
- Good starter card
Cons
- No lounge access
- Very low reward rate
- Limited benefits as an entry card
Ready to Apply?
Apply directly on the Axis Bank (formerly Citi) website. Takes about 10 minutes.
