Zagg RuPay
IndusInd Bank · Rupay
Zagg RuPay credit card enables UPI-based credit payments on PhonePe and Google Pay, combining credit card rewards with UPI convenience.
Annual Fee
₹999
Base Reward Rate
3X
Point Value
₹1/pt
Min CIBIL
700
Lounge Access
Domestic
2/year
International
0/year
Reward Rates by Category
Dining
4X
Travel
3X
Shopping
4X
Online
4X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Pros
- UPI credit via PhonePe & Google Pay
- Cashback on online spends
- Domestic lounge access
- Annual fee waived on spend
- Fuel surcharge waiver
Cons
- Annual fee of ₹999
- Limited international benefits
- Cashback has monthly cap
Ready to Apply?
Apply directly on the IndusInd Bank website. Takes about 10 minutes.
