Zagg RuPay
IndusInd Bank · Rupay
Zagg RuPay credit card enables UPI-based credit payments on PhonePe and Google Pay, combining credit card rewards with UPI convenience.
Annual Fee
₹999
Waived at ₹1.5L spend
Joining Fee
₹999
Base Reward Rate
3X
₹1/pt
Min CIBIL
700
₹3L+ income
Reward Rates by Category
Dining
4X
Travel
3X
Online
4X
Shopping
4X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Airport Lounge Access
Domestic
2 visits/year
International
0 visits/year
Pros
- UPI credit via PhonePe & Google Pay
- Cashback on online spends
- Domestic lounge access
- Annual fee waived on spend
- Fuel surcharge waiver
Cons
- Annual fee of ₹999
- Limited international benefits
- Cashback has monthly cap
Ready to apply?
Apply on the IndusInd Bank website. Usually takes 10 minutes.
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Zagg RuPay
₹999/yr · 3X rewards
Annual fee₹999
Joining fee₹999
Reward rate3X
NetworkRupay
Fee waiver₹2L spend
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