Yes FIRST Exclusive
YES Bank · Mastercard
Yes FIRST Exclusive offers 12X rewards on accelerated categories with unlimited lounge access.
Annual Fee
₹9,999
Base Reward Rate
12X
Point Value
₹0.35/pt
Min CIBIL
740
Lounge Access
Domestic
Unlimited
International
4/year
Reward Rates by Category
Dining
12X
Travel
12X
Shopping
12X
Online
12X
Grocery
12X
Fuel
1X
Utilities
1X
Other
12X
Pros
- 12X reward points on select spends
- Unlimited domestic lounge access
- 4 international lounge visits/year
- Golf access
- Personal concierge
Cons
- YES Bank has had stability concerns
- Annual fee with no waiver
- Lower acceptance in rural areas
Redemption Options
Shopping vouchers
Standard₹0.35/pt
Flight tickets
Standard₹0.35/pt
Ready to Apply?
Apply directly on the YES Bank website. Takes about 10 minutes.
