Yes Bank Elite+

Yes Bank · Visa

Yes Bank Elite+ is the bank's top-tier credit card with high rewards, premium lounge access, golf privileges, and concierge services.

Annual Fee

₹4,999

Base Reward Rate

5X

Point Value

₹0.75/pt

Min CIBIL

750

Lounge Access

Domestic

12/year

International

3/year

Reward Rates by Category

Dining

8X

Travel

8X

Shopping

5X

Online

6X

Grocery

5X

Fuel

2X

Utilities

1X

Other

5X

Pros

High rewards on travel & dining
Premium lounge access — 12 domestic/year
Golf privileges
Concierge service
Comprehensive travel insurance

Cons

Annual fee of ₹4,999
Yes Bank has had past RBI restrictions
High income requirement

Ready to Apply?

Apply directly on the Yes Bank website. Takes about 10 minutes.