Yes Bank Elite+
Yes Bank · Visa
Yes Bank Elite+ is the bank's top-tier credit card with high rewards, premium lounge access, golf privileges, and concierge services.
Annual Fee
₹4,999
Waived at ₹6.0L spend
Joining Fee
₹4,999
Base Reward Rate
5X
₹0.75/pt
Min CIBIL
750
₹9L+ income
Key Features
Welcome Benefits
10,000 Bonus YES Points on First Spend
Earn 10,000 YES Points on your first transaction within 90 days of card activation
Complimentary Lounge Visit
Receive a complimentary domestic lounge visit in your first quarter of card membership
Reward Rates by Category
Dining
8X
Travel
8X
Online
6X
Shopping
5X
Grocery
5X
Fuel
2X
Utilities
1X
Other
5X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Travel Portals | Travel | 10X |
| Dining | Dining | 10X |
| Grocery | Grocery | 5X |
| Online Shopping | Online | 5X |
Milestone Benefits
Annual Fee Waiver + 5,000 Bonus Points
Spend ₹5 lakhs to waive the annual fee and earn 5,000 bonus YES Points
Annual
Airport Lounge Access
Domestic
12 visits/year
International
3 visits/year
Insurance & Protection
Air Accident Cover
Travel tickets booked on card
Overseas Medical Insurance
Emergency medical internationally
Purchase Protection
90-day purchase cover
Zero Liability
Report promptly
Pros
- High rewards on travel & dining
- Premium lounge access — 12 domestic/year
- Golf privileges
- Concierge service
- Comprehensive travel insurance
Cons
- Annual fee of ₹4,999
- Yes Bank has had past RBI restrictions
- High income requirement
Frequently Asked Questions
What earn rate on travel and dining?+
How to redeem YES Points?+
Lounge access?+
Annual fee?+
Travel insurance?+
Ready to apply?
Apply on the Yes Bank website. Usually takes 10 minutes.
User Reviews
No reviews yet. Be the first to share your experience.
Share your experience
Have this card? Help others decide.
Sign in to write a reviewNew here? Create a free account
Yes Bank Elite+
₹4,999/yr · 5X rewards
We may earn a commission if you apply via our link — no extra cost to you.
On this page