Tata Neu Infinity HDFC credit card

Tata Neu Infinity HDFC

HDFC Bank · Visa

Tata Neu Infinity HDFC earns 5% NeuCoins on Tata brands (BigBasket, 1mg, Croma) and 1.5% on other spends.

Annual Fee

₹1,499

Waived at ₹3.0L spend

Joining Fee

₹1,499

Base Reward Rate

1.5X

₹0.25/pt

Min CIBIL

700

₹4L+ income

Key Features

5% NeuCoins on Tata brand spends — BigBasket, 1mg, Croma, Tata CLiQ, Air India
3.3% NeuCoins on other Tata brand purchases
1.5% NeuCoins on all non-Tata spends
NeuCoins redeemable across entire Tata ecosystem
Complimentary Tata Neu Plus membership
4 complimentary domestic lounge visits per quarter
Zero fuel surcharge at HPCL pumps
Annual fee waived on ₹3 lakh spend

Welcome Benefits

✓

₹1,499 NeuCoins on Joining

Receive 1,499 NeuCoins (worth ₹1,499) on card activation — redeemable across the Tata Neu ecosystem

✓

Complimentary Tata Neu Plus Membership

Free Tata Neu Plus tier membership with enhanced earn rates on all Tata brand purchases

Reward Rates by Category

Dining

1.5X

Travel

1.5X

Online

5X

Shopping

1.5X

Grocery

1.5X

Fuel

1.5X

Utilities

1.5X

Other

1.5X

Partner Earn Rates

PartnerCategoryEarn Rate
BigBasketGrocery5X
1mg (Tata)Health5X
CromaElectronics5X
Tata CLiQShopping5X
Air IndiaAirlines5X

Milestone Benefits

₹3.0 L

Annual Fee Waiver

Spend ₹3 lakhs to waive the ₹1,499 annual fee for the following year

Annual

₹6.0 L

5,000 Bonus NeuCoins

Earn 5,000 bonus NeuCoins on crossing ₹6 lakh annual spend

Annual

Airport Lounge Access

Domestic

2 visits/year

International

0 visits/year

Insurance & Protection

Air Accident Cover

Travel tickets booked on card

₹1 Crore

Overseas Medical Insurance

Emergency medical on international travel

USD 25,000

Purchase Protection

Covers purchases 90 days

Up to ₹50,000

Zero Liability

Report promptly

100% fraudulent charges

Pros

  • 5% NeuCoins on Tata brands
  • 1.5% on all other spends
  • NeuCoins usable across Tata ecosystem
  • 2 domestic lounge visits/year
  • Good for Tata ecosystem users

Cons

  • NeuCoins locked to Tata ecosystem
  • Rs 1,499 annual fee
  • Not great outside Tata brands

Redemption Options

Tata Neu (BigBasket, 1mg, Croma)

Standard₹0.25/pt

Statement credit

Low₹0.2/pt

Frequently Asked Questions

What is NeuCoin?+
NeuCoins are Tata Neu's loyalty currency — 1 NeuCoin = ₹1. Earn on all spends, redeem across BigBasket, 1mg, Croma, Tata CLiQ, Air India and other Tata brands.
Which Tata brands earn 5%?+
BigBasket, 1mg, Croma, Tata CLiQ, Westside, Starbucks, Taj Hotels and Air India — all major Tata consumer brands.
What on non-Tata spends?+
1.5% NeuCoins on all other spends — useful for everyday non-Tata purchases.
Lounge access?+
4 complimentary domestic lounge visits per quarter.
Annual fee?+
₹1,499. Waived on ₹3 lakh annual spend.

Ready to apply?

Apply on the HDFC Bank website. Usually takes 10 minutes.

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Tata Neu Infinity HDFC

₹1,499/yr · 1.5X rewards