Tata Neu HDFC
HDFC Bank · Rupay
Tata Neu HDFC card earns NeuCoins redeemable across all Tata brands — BigBasket, Croma, Air India, Westside.
Annual Fee
₹1,499
Base Reward Rate
5X
Point Value
₹1/pt
Min CIBIL
680
Lounge Access
Domestic
4/year
International
0/year
Reward Rates by Category
Dining
5X
Travel
5X
Shopping
5X
Online
7X
Grocery
5X
Fuel
5X
Utilities
5X
Other
1X
Pros
- 7% NeuCoins on Tata Neu app
- 5% across Tata brands
- Usable on Air India, Vistara, BigBasket, Croma
- Fee waived at ₹3L spend
- 4 domestic lounge visits/year
Cons
- Only valuable for Tata brand users
- NeuCoins expire in 3 years
- Low value outside Tata ecosystem
Redemption Options
Tata Neu wallet
1 NeuCoin = ₹1 at Tata brands₹1/pt
Other redemptions
Standard₹0.5/pt
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
