Suryoday Credit Card
Suryoday Small Finance Bank · Visa
Suryoday Bank credit card (available via Stable Money) offers cashback on everyday spends with a low annual fee and easy eligibility via the Stable Money platform.
Annual Fee
₹500
Waived at ₹0.5L spend
Joining Fee
₹500
Base Reward Rate
2X
₹1/pt
Min CIBIL
650
₹2L+ income
Key Features
Welcome Benefits
Welcome Reward Points on First Spend
Earn bonus reward points on your first transaction within 60 days of card activation
Zero Annual Fee First Year
No annual fee charged in the first year
Reward Rates by Category
Dining
3X
Travel
2X
Online
3X
Shopping
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Online Merchants | Online Shopping | 2X |
| Utility Payments | Utilities | 2X |
Milestone Benefits
Annual Fee Waiver
Spend ₹50,000 in a year to waive the annual fee for the following membership year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover for primary cardholder
Zero Liability
Report loss promptly
Pros
- Available via Stable Money app
- Cashback on all spends
- Easy eligibility
- Low annual fee
- Quick digital approval
Cons
- Small Finance Bank — limited branch presence
- No lounge access
- Basic benefits compared to large bank cards
Frequently Asked Questions
What is Suryoday Small Finance Bank?+
Earn rate?+
Annual fee?+
Who should apply?+
How to redeem points?+
Ready to apply?
Apply on the Suryoday Small Finance Bank website. Usually takes 10 minutes.
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Suryoday Credit Card
₹500/yr · 2X rewards
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