Standard Chartered Ultimate
Standard Chartered · Mastercard
Standard Chartered Ultimate is a top cashback card with 5% on online spends and good hotel benefits.
Annual Fee
₹5,000
Base Reward Rate
3.3X
Point Value
₹1/pt
Min CIBIL
720
Lounge Access
Domestic
0/year
International
4/year
Reward Rates by Category
Dining
3.3X
Travel
3.3X
Shopping
3.3X
Online
5X
Grocery
3.3X
Fuel
1X
Utilities
1X
Other
3.3X
Pros
- 5% cashback on online merchants
- Complimentary Priority Pass
- 4 international lounge visits/year
- Taj Epicure membership benefit
- 3.3% cashback on all other spends
Cons
- No domestic lounge on base
- High annual fee
- Cashback has merchant restrictions
Redemption Options
Statement credit
Direct cashback₹1/pt
Ready to Apply?
Apply directly on the Standard Chartered website. Takes about 10 minutes.
